Fargo Public Schools Federal Credit Union

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A short history of Fargo Public Schools FCU

Since its inception in 1934 the Fargo Public Schools Federal Credit Union has been serving its members in the FARGO, North Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Debra Mathern, the Fargo Public Schools FCU has grown its membership to over 2,581 with assets of more than $39,549,320. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (701) 365-0480 or email them at service@fpsfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in FARGO, ND.

General Information For Fargo Public Schools FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 47
Address 415 4TH ST N 
City FARGO 
State North Dakota 
Zip-Code 58102
Phone Number (701) 365-0480
Fax Number (701) 241-4963
Email Address: service@fpsfcu.com
CEO/President Debra Mathern
Members 2,581 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 39,549,320 
Website http://www.fpsfcu.com 

Compare Fargo Public Schools Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Freedom Community Credit Union CU Freedom Community Credit Union 2940 University Dr N 58102 (701) 232-0828 No 1.63
Fargo Va CU Fargo VA Federal Credit Union 2101 Elm St N 58102 (701) 280-0870 No 2.79
City And County Employees CU City and County Employees Credit Union 316 10th St N 58108 (701) 237-4493 No 3.57
United Savings CU AMBER VALLEY OFFICE 2401 45th St S 58108 (701) 356-0073 No 3.64
Dakota Telco CU Dakota Telco FCU 1325 23rd St S Ste B 58106 (701) 298-8207 No 3.75

Fargo Public Schools Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Fargo Public Schools Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.95 1.99 2.99 3.25 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 337 34 91 44 132
Rank Among All North Dakota Credit Unions 12 1 4 1 4

Fargo Public Schools Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.25 0.95 1.00
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 105 183 158
Rank Among All North Dakota Credit Unions N/A 16 6 11 8
Fargo Public Schools Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.950367710,602
All Other Unsecured Loans/Lines of Credit 10.950145555,760
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.990531,136,805
Used Vehicle Loans 2.9903884,020,288
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.250806,807,307
Total Other Real Estate Loans/Lines of Credit 4.250942,670,830
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.9901331,322,879
TOTAL LOANS & LEASES 1,26017,224,471

Fargo Public Schools Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 806,807,30751,175,800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 13260,21100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 812,410,61910908,600
Open-End Fixed Rate 0000
TOTALS 1749,478,137152,084,400

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Fargo Public Schools Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes