United Savings Credit Union

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A short history of United Savings CU

Since its inception in 1935 the United Savings Credit Union has been serving its members in the Fargo, North Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Nicholaus Woodard, the United Savings CU has grown its membership to over 4,746 with assets of more than $58,520,379. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (701) 235-2832 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Fargo, ND.

General Information For United Savings CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 65578
Address Po Box 2308 
City Fargo 
State North Dakota 
Zip-Code 58102
Phone Number (701) 235-2832
Fax Number (701) 235-8376
Email Address: none
CEO/President Nicholaus Woodard
Members 4,746 
Full-Time Employees 18 
Part-Time Employees
Number of Branch Offices
Total Assets 58,520,379 
Website http://www.unitedsavingscu.org 

Compare United Savings Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Freedom Community Credit Union CU Freedom Community Credit Union 2940 University Dr N 58102 (701) 232-0828 No 1.63
Fargo Va CU Fargo VA Federal Credit Union 2101 Elm St N 58102 (701) 280-0870 No 2.79
City And County Employees CU City and County Employees Credit Union 316 10th St N 58108 (701) 237-4493 No 3.57
Fargo Public Schools CU Fargo Public Schools FCU 415 4th St N 58102 (701) 365-0480 No 3.74
Dakota Telco CU Dakota Telco FCU 1325 23rd St S Ste B 58106 (701) 298-8207 No 3.75

United Savings Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

United Savings Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.30 4.02 5.76 4.57 4.83
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 57 284 417 214 208
Rank Among All North Dakota Credit Unions 3 20 25 8 9

United Savings Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.25 1.35 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 105 111 250
Rank Among All North Dakota Credit Unions N/A 12 6 5 17
United Savings Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.3001,3551,404,608
All Other Unsecured Loans/Lines of Credit 9.5803982,153,847
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.020691,737,719
Used Vehicle Loans 5.7601,33714,311,430
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.57021618,405,925
Total Other Real Estate Loans/Lines of Credit 4.830702,716,155
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.7105546,684,210
TOTAL LOANS & LEASES 3,99947,413,894

United Savings Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 1208,447,8685202,260
    a. > 15 years 757,796,6458892,590
    b. 15 Years or less 212,161,4122506,300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 26618,455265,300
Closed-End Adjustable Rate 12497,1633125,000
Open-End Adjustable Rate 321,600,537291,101,090
Open-End Fixed Rate 0000
TOTALS 28621,122,080492,892,540


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

United Savings Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes