Family Trust Federal Credit Union

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A short history of Family Trust FCU

Since its inception in 1957 the Family Trust Federal Credit Union has been serving its members in the ROCK HILL, South Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Penny Pratt, the Family Trust FCU has grown its membership to over 55,040 with assets of more than $478,128,804. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (803) 367-4100 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ROCK HILL, SC.

General Information For Family Trust FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11554
Address PO DRAWER 10233 
City ROCK HILL 
State South Carolina 
Zip-Code 29731
Phone Number (803) 367-4100
Fax Number (803) 367-4101
Email Address: none
CEO/President Penny Pratt
Members 55,040 
Full-Time Employees 143 
Part-Time Employees 18 
Number of Branch Offices
Total Assets 478,128,804 
Website http://www.familytrust.org 

Compare Family Trust Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Arrowpointe CU Main Office 5298 Cureton Ferry Rd 29704 (803) 324-1124 No 8.96
Sharonview CU Wilmington 3212 Oleander Dr 29704 (910) 343-1950 No 11.47
Carolina Cooperative CU Monroe 2515 W Roosevelt Blvd Ste A 29704 (704) 226-0431 No 15.12
Founders CU BullStreet 2166 Boyce St 29720 (803) 828-7010 No 18.68
Blue Flame CU Charlotte 4301 Yancey Rd 28220 (704) 523-0075 No 19.76

Family Trust Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Family Trust Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.70 2.24 2.15 3.63 3.63
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 316 56 31 86 65
Rank Among All South Carolina Credit Unions 17 4 2 6 2

Family Trust Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.10 1.50 1.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 134 91 94
Rank Among All South Carolina Credit Unions 7 9 17 3 3
Family Trust Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.70013,09530,243,444
All Other Unsecured Loans/Lines of Credit 10.1505,69714,559,774
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.24075815,358,813
Used Vehicle Loans 2.1507,67384,251,411
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.6301,450154,807,194
Total Other Real Estate Loans/Lines of Credit 3.6301,46732,940,971
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.5001,01710,691,771
TOTAL LOANS & LEASES 31,157342,853,378

Family Trust Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 9813,891,0156711,369,721
    b. 15 Years or less 38422,899,175313,566,255
Balloon/Hybrid
    a. > 15 years 13215,758,19900
    b. 15 Years or less 0000
Other Fixed Rate 2056,794,75110431,200
Adjustable Rate 1 yr or less 7396,10600
Adjustable Rate > 1 yr 62495,067,9487511,539,473

OTHER REAL ESTATE

Closed-End Fixed Rate 951,654,88300
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,37231,286,088842,895,236
Open-End Fixed Rate 0000
TOTALS 2,917187,748,16526729,801,885

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 1064,820,787497,247
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Family Trust Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes
Web Statistics