Blue Flame Credit Union

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A short history of Blue Flame CU

Since its inception in 1954 the Blue Flame Credit Union has been serving its members in the Charlotte, North Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Charles Lowe, the Blue Flame CU has grown its membership to over 3,439 with assets of more than $33,845,014. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (704) 523-0075 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Charlotte, NC.

General Information For Blue Flame CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63519
Address PO Box 12400 
City Charlotte 
State North Carolina 
Zip-Code 28220
Phone Number (704) 523-0075
Fax Number (704) 523-8906
Email Address:
CEO/President Charles Lowe
Members 3,439 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 33,845,014 

Compare Blue Flame Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Charlotte Metro CU Huntersville 16649 Statesville Rd 28078 (704) 375-0183 No 1.11
First Legacy Community CU Gastonia 405 S Chester ST 28052 (704) 917-0115 No 1.56
Charlotte Fire Department CU CorporateOffice 2100 Commonwealth Ave 28205 (704) 375-3950 No 1.97
Carolinas Telco CU Crisman Street 2821 Crisman St 28266 (704) 391-5600 No 2.57
Nova CU Carolina Postal Credit Union 3601 Mulberry Church Rd 28208 (704) 392-3418 No 4.19

Blue Flame Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Blue Flame Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 4.49 4.99 4.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 340 323 138 229
Rank Among All North Carolina Credit Unions 15 31 29 15 12

Blue Flame Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.25 0.45 0.45 0.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 95 69 274 234
Rank Among All North Carolina Credit Unions 10 8 11 28 19
Blue Flame Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9008112,097,328
All Other Unsecured Loans/Lines of Credit 8.0005792,373,016
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.4901002,110,391
Used Vehicle Loans 4.9906378,171,011
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.000241,855,187
Total Other Real Estate Loans/Lines of Credit 5.000582,083,165
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.99085652,397
TOTAL LOANS & LEASES 2,29419,342,495

Blue Flame Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 231,845,87400
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 19,31300


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 582,083,1657358,000
Open-End Fixed Rate 0000
TOTALS 823,938,3527358,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Blue Flame Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes