Epb Employees Credit Union

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A short history of Epb Employees CU

Since its inception in 1954 the Epb Employees Credit Union has been serving its members in the CHATTANOOGA, Tennessee area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jerry Trotter, the Epb Employees CU has grown its membership to over 2,369 with assets of more than $28,839,518. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (423) 648-3413 or email them at epbecu@epbecu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CHATTANOOGA, TN.

General Information For Epb Employees CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60619
Address 1500 MCCALLIE AVE 
State Tennessee 
Zip-Code 37404
Phone Number (423) 648-3413
Fax Number (423) 698-2912
Email Address: epbecu@epbecu.org
CEO/President Jerry Trotter
Members 2,369 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 28,839,518 
Website http://www.epbecu.org 

Compare Epb Employees Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Chattanooga Area Schools CU CASFCU 1201 Bailey Ave 37404 (423) 624-9094 No 1.10
Southern CU Knoxville Branch 516 Merchants Dr 37912 (865) 687-3691 No 1.24
Healthcare Services CU Main Office 946 E 3rd St 37403 (423) 242-4728 No 2.00
Times Free Press CU Times Free Press Credit Union 400 E 11th St 37403 (423) 757-6259 No 2.21
Tennessee Valley CU Kimball Branch 405 Dixie Lee Center Rd 37347 (423) 634-5500 No 2.67

Epb Employees Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Epb Employees Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.00 2.75 4.00 5.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 411 115 203 268 229
Rank Among All Tennessee Credit Unions 36 25 26 45 21

Epb Employees Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.10 0.70 0.70
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 134 224 199
Rank Among All Tennessee Credit Unions 13 20 22 23 20
Epb Employees Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.000241180,409
All Other Unsecured Loans/Lines of Credit 8.0005031,800,767
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.750741,543,054
Used Vehicle Loans 4.0004054,393,132
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000251,992,970
Total Other Real Estate Loans/Lines of Credit 5.00013282,130
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.00086798,184
TOTAL LOANS & LEASES 1,34710,990,646

Epb Employees Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 131,462,4353267,000
    b. 15 Years or less 12530,5352224,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 13282,13000
Open-End Fixed Rate 0000
TOTALS 382,275,1005491,000


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Epb Employees Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes