Emory Alliance Credit Union

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A short history of Emory Alliance CU

Since its inception in 1968 the Emory Alliance Credit Union has been serving its members in the DECATUR, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Chris Culberson, the Emory Alliance CU has grown its membership to over 18,587 with assets of more than $153,852,409. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (404) 329-6415 or email them at postmaster@emoryacu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in DECATUR, GA.

General Information For Emory Alliance CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68573
Address 1237 CLAIRMONT RD 
State Georgia 
Zip-Code 30030
Phone Number (404) 329-6415
Fax Number (404) 329-6423
Email Address: postmaster@emoryacu.com
CEO/President Chris Culberson
Members 18,587 
Full-Time Employees 37 
Part-Time Employees
Number of Branch Offices
Total Assets 153,852,409 
Website http://emoryacu.com 

Compare Emory Alliance Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Membersfirst CU Sandy Springs 8010 Roswell Rd 30350 (404) 978-0080 No 2.80
B.o.n.d. Community CU B.O.N.D. Community FCU 433 Moreland Ave NE 31107 (404) 525-0619 No 3.27
Pinnacle CU Putnam 1076 Greensboro RD 31024 (706) 485-2039 No 4.45
1st Choice CU Admin Office 315 Auburn Ave NE 30312 (404) 832-5800 No 5.01
Powerco CU Athens Branch 285 Newton Bridge Rd 30607 (706) 559-0051 No 5.02

Emory Alliance Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Emory Alliance Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.00 3.50 4.00 3.75 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 254 209 203 102 229
Rank Among All Georgia Credit Unions 17 31 27 7 16

Emory Alliance Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.02 0.03 0.40 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 151 146 284 243
Rank Among All Georgia Credit Unions 16 32 23 36 27
Emory Alliance Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.0001,3362,887,187
All Other Unsecured Loans/Lines of Credit 10.0002,1153,640,597
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.5001,07516,767,034
New Vehicle Loans 3.5005347,646,050
Used Vehicle Loans 4.0001,58317,821,439
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.7508615,110,576
Total Other Real Estate Loans/Lines of Credit 5.0003537,278,857
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.00032114,329,005
TOTAL LOANS & LEASES 7,40385,480,745

Emory Alliance Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 194,350,058111,972,870
    b. 15 Years or less 425,339,13561,288,200
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 202,945,27000
Adjustable Rate > 1 yr 52,476,11342,000,000


Closed-End Fixed Rate 972,659,3415137,600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2564,619,516201,062,000
Open-End Fixed Rate 0000
TOTALS 43922,389,433466,460,670


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Emory Alliance Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes