Eglin Federal Credit Union

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A short history of Eglin FCU

Since its inception in 1954 the Eglin Federal Credit Union has been serving its members in the Fort Walton Bea, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jerry Williams, the Eglin FCU has grown its membership to over 116,768 with assets of more than $1,851,911,274. They have a main office and 9 branch offices. Please see the credit unions website or contact them by phone at (850) 862-0111 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Fort Walton Bea, FL.

General Information For Eglin FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9788
Address 838 Eglin Pkwy NE 
City Fort Walton Bea 
State Florida 
Zip-Code 32547
Phone Number (850) 862-0111
Fax Number (850) 862-7120
Email Address:
CEO/President Jerry Williams
Members 116,768 
Full-Time Employees 292 
Part-Time Employees 38 
Number of Branch Offices
Total Assets 1,851,911,274 

Compare Eglin Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Okaloosa County Teachers CU Okaloosa County Teachers FCU 1330 14th St 32531 (850) 537-9815 No 22.41
Santa Rosa County CU Milton Branch 6499 Caroline St 32570 (850) 623-4113 No 27.11

Eglin Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Eglin Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.90 2.49 2.49 3.88 4.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 85 83 51 119 200
Rank Among All Florida Credit Unions 6 14 5 14 19

Eglin Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.15 0.30 0.70 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 119 97 224 192
Rank Among All Florida Credit Unions 14 15 19 42 21
Eglin Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.90016,58551,804,816
All Other Unsecured Loans/Lines of Credit 12.9007,29719,463,795
Short-Term, Small Amount Loans (STS) (Federal CU Only) 16.9001,496401,602
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4906,898124,647,083
Used Vehicle Loans 2.49012,617162,295,439
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.8802,317285,743,150
Total Other Real Estate Loans/Lines of Credit 4.7501,16733,777,136
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0002,64433,958,640
TOTAL LOANS & LEASES 51,021712,091,661

Eglin Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,204174,839,2776610,766,745
    b. 15 Years or less 1,111110,768,883537,280,209
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 2134,99000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 59318,922,593753,270,174
Closed-End Adjustable Rate 6104,39500
Open-End Adjustable Rate 56814,750,148634,515,372
Open-End Fixed Rate 0000
TOTALS 3,484319,520,28625725,832,500


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Eglin Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes