Efcu Financial Federal Credit Union

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A short history of Efcu Financial FCU

Since its inception in 1934 the Efcu Financial Federal Credit Union has been serving its members in the BATON ROUGE, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Tyler Grodi, the Efcu Financial FCU has grown its membership to over 38,690 with assets of more than $382,282,927. They have a main office and 7 branch offices. Please see the credit unions website or contact them by phone at (225) 214-6800 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BATON ROUGE, LA.

General Information For Efcu Financial FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 13
Address 10719 AIRLINE HWY 
City BATON ROUGE 
State Louisiana 
Zip-Code 70816
Phone Number (225) 214-6800
Fax Number (225) 214-6851
Email Address: none
CEO/President Tyler Grodi
Members 38,690 
Full-Time Employees 99 
Part-Time Employees
Number of Branch Offices
Total Assets 382,282,927 
Website http://www.efcuFINANCIAL.org 

Compare Efcu Financial Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Pelican State CU Opelousas 611 E Prudhomme St Ste 1 70570 (337) 948-3238 No 1.95
Breco CU Main Office 1850 S Sherwood Forest Blvd 70816 (225) 273-1529 No 2.33
Baton Rouge Fire Department CU Main Office 11123 Boardwalk Dr 70835 (225) 274-8383 No 2.40
A L E C CU ALEC Federal Credit Union 10725 Airline Hwy 70816 (225) 293-3450 No 2.89
Louisiana Usa CU Reiger Branch 10705 Reiger Rd 70809 (225) 298-6297 No 3.17

Efcu Financial Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Efcu Financial Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.50 2.99 3.24 6.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 201 145 119 373 100
Rank Among All Louisiana Credit Unions 25 21 11 56 5

Efcu Financial Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.25 1.00 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 105 174 266
Rank Among All Louisiana Credit Unions N/A 41 13 18 39
Efcu Financial Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.5004,5149,662,989
All Other Unsecured Loans/Lines of Credit 6.0003,12811,490,212
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9903,854100,103,205
Used Vehicle Loans 3.2406,301115,880,120
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.00074169,707,993
Total Other Real Estate Loans/Lines of Credit 4.00036512,342,776
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.5001,21010,135,912
TOTAL LOANS & LEASES 20,113329,323,207

Efcu Financial Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 13119,707,949255,470,666
    b. 15 Years or less 26121,493,283474,563,589
Balloon/Hybrid
    a. > 15 years 281,26500
    b. 15 Years or less 4611,967,294153,938,663
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 30116,458,202571,656,634
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 36512,342,7761632,984,202
Open-End Fixed Rate 0000
TOTALS 1,10682,050,76930718,613,754

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 1136,483,4802,341,000
Interest Only & Payment Option Other RE/LOC Loans 29610,719,9603,223,250
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Efcu Financial Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes