Breco Federal Credit Union

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A short history of Breco FCU

Since its inception in 1934 the Breco Federal Credit Union has been serving its members in the BATON ROUGE, Louisiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Joshua Poole, the Breco FCU has grown its membership to over 4,957 with assets of more than $48,910,101. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (225) 273-1529 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BATON ROUGE, LA.

General Information For Breco FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 24526
State Louisiana 
Zip-Code 70816
Phone Number (225) 273-1529
Fax Number (225) 273-4697
Email Address: none
CEO/President Joshua Poole
Members 4,957 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 48,910,101 

Compare Breco Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Pelican State CU Opelousas 611 E Prudhomme St Ste 1 70570 (337) 948-3238 No 1.95
Baton Rouge Fire Department CU Main Office 11123 Boardwalk Dr 70835 (225) 274-8383 No 2.40
Efcu Financial CU Zachary Branch 1804 Church St 70791 (225) 214-6800 No 2.89
A L E C CU ALEC Federal Credit Union 10725 Airline Hwy 70816 (225) 293-3450 No 2.89
Louisiana Usa CU Reiger Branch 10705 Reiger Rd 70809 (225) 298-6297 No 3.17

Breco Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Breco Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 6.25 3.45 4.40 6.57 5.48
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 28 202 251 414 287
Rank Among All Louisiana Credit Unions 4 33 31 61 27

Breco Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 N/A 0.45 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 N/A 274 266
Rank Among All Louisiana Credit Unions 14 41 N/A 50 39
Breco Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 6.2505101,510,055
All Other Unsecured Loans/Lines of Credit 11.1005321,548,499
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.4502796,175,046
Used Vehicle Loans 4.40073811,724,778
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.570351,638,231
Total Other Real Estate Loans/Lines of Credit 5.4801093,978,392
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.7502242,644,180
TOTAL LOANS & LEASES 2,42729,219,181

Breco Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2433,46300
    b. 15 Years or less 331,204,7686283,840
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1063,920,5795351,420
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 357,81300
Open-End Fixed Rate 0000
TOTALS 1445,616,62311635,260


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Breco Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes