Educational Community Alliance Credit Union

Social
  • +1

A short history of Educational Community Alliance CU

Since its inception in 1934 the Educational Community Alliance Credit Union has been serving its members in the TOLEDO, Ohio area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Beth Carpenter, the Educational Community Alliance CU has grown its membership to over 5,691 with assets of more than $44,459,642. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (419) 381-2323 or email them at info@tpscu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in TOLEDO, OH.

General Information For Educational Community Alliance CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68181
Address 3845 ANGOLA RD 
City TOLEDO 
State Ohio 
Zip-Code 43615
Phone Number (419) 381-2323
Fax Number (419) 381-2341
Email Address: info@tpscu.com
CEO/President Beth Carpenter
Members 5,691 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 44,459,642 
Website http://www.educacu.com 

Compare Educational Community Alliance Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
University Of Toledo CU UT Main Campus Office 2801 W Bancroft St 43606 (419) 530-2316 No 0.92
Focus CU Focus Federal Credit Union 1001 S Reynolds Rd 43615 (419) 724-6611 No 2.02
E.s.c.u. CU ESCU MAIN 7035 MADISON AVE 43528 (419) 867-5760 No 3.00
Great Lakes CU Sylvania 6600 Sylvania Ave Ste 6D 43560 (419) 246-5911 No 3.09
Jeep Country CU branch 559 E Manhattan Blvd 43608 (419) 865-2200 No 3.24

Educational Community Alliance Credit Union Financial Performance Charts


Performance Charts

Website Image

Financial Data


Educational Community Alliance Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.06 3.68 4.63 4.63 4.51
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 345 234 282 224 169
Rank Among All Ohio Credit Unions 63 72 60 60 26

Educational Community Alliance Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.25 0.42 0.54 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 95 72 254 266
Rank Among All Ohio Credit Unions 16 16 12 72 66
Educational Community Alliance Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.0608492,612,304
All Other Unsecured Loans/Lines of Credit 13.740457958,129
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.6801362,471,528
Used Vehicle Loans 4.6306167,547,089
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.630262,100,348
Total Other Real Estate Loans/Lines of Credit 4.5102387,662,099
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.42080762,550
TOTAL LOANS & LEASES 2,40224,114,047

Educational Community Alliance Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 262,100,3484316,903
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1104,584,06712881,711
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1283,078,032766,413
Open-End Fixed Rate 0000
TOTALS 2649,762,447231,265,027

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Educational Community Alliance Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes