Ecu Credit Union

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A short history of Ecu CU

Since its inception in 1991 the Ecu Credit Union has been serving its members in the SEMINOLE, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lawrence Roland, the Ecu CU has grown its membership to over 3,651 with assets of more than $38,821,531. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (800) 382-2400 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in SEMINOLE, FL.

General Information For Ecu CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67336
Address P.O. BOX 4818 
State Florida 
Zip-Code 33775
Phone Number (800) 382-2400
Fax Number (727) 393-0127
Email Address:
CEO/President Lawrence Roland
Members 3,651 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 38,821,531 

Compare Ecu Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Pinellas CU North County 30645 US Highway 19 N Unit 11 34684 (727) 586-4422 No 2.10
Achieva Credit Union CU Island of Venice 247 Tamiami Trl S 34697 (941) 488-7002 No 2.18
City-county Employees CU MAIN OFFICE 1810 N Belcher Rd 33765 (727) 442-7746 No 3.15
Florida Central CU 15- Citrus Park Branch 8620 Citrus Park Dr 33625 (813) 433-2103 No 18.85
St. Josephs Hospital CU Dunedin 712 Virginia St 34698 (727) 736-9965 No 19.73

Ecu Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Ecu Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.95 2.76 3.80 3.60 5.14
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 455 116 180 82 248
Rank Among All Florida Credit Unions 55 22 26 8 29

Ecu Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.30 0.30 0.79 0.44
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 88 97 209 237
Rank Among All Florida Credit Unions 5 7 19 35 33
Ecu Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9501,5412,544,798
All Other Unsecured Loans/Lines of Credit 11.960485588,441
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.7602635,771,765
Used Vehicle Loans 3.8005187,653,878
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.600262,331,331
Total Other Real Estate Loans/Lines of Credit 5.140391,074,186
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.21026196,234
TOTAL LOANS & LEASES 2,89820,160,633

Ecu Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1304,78100
    b. 15 Years or less 252,026,5501110,000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 391,074,1863103,707
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 653,405,5174213,707


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ecu Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes