Ebsco Federal Credit Union

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A short history of Ebsco FCU

Since its inception in 1953 the Ebsco Federal Credit Union has been serving its members in the BIRMINGHAM, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Brian Spann, the Ebsco FCU has grown its membership to over 1,440 with assets of more than $12,306,149. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (205) 991-1106 or email them at creditunion@ebsco.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BIRMINGHAM, AL.

General Information For Ebsco FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8919
Address P O BOX 1943 
City BIRMINGHAM 
State Alabama 
Zip-Code 35201
Phone Number (205) 991-1106
Fax Number (205) 995-1615
Email Address: creditunion@ebsco.com
CEO/President Brian Spann
Members 1,440 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 12,306,149 
Website http://www.ebscocreditunion.com 

Compare Ebsco Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Alabama Postal CU Alabama Postal Credit Union postal Credit Union 351 24th St N 35202 (205) 252-4812 No 0.12
Jefferson Credit Union CU Hoover 5261 Ross Bridge Pkwy 35226 (205) 444-4528 No 0.34
Apco Employees CU Jasper 706 20th Ave E 35501 (205) 221-4238 No 0.69
Social Security CU Social Security Credit Union 1200 Reverend Abraham Woods Jr Blvd 35201 (205) 323-7028 No 0.77
City Of B'ham General Employees CU City of Birmingham General Employees Credit Union 708 17th St N 35203 (205) 583-4654 No 0.86

Ebsco Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Ebsco Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.99 3.25 4.25 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 145 120 174 168
Rank Among All Alabama Credit Unions N/A 14 13 15 15

Ebsco Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.25 N/A 0.75 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 95 N/A 215 192
Rank Among All Alabama Credit Unions N/A 16 N/A 25 18
Ebsco Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 6.5003158,504
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.99032701,887
Used Vehicle Loans 3.2502983,281,690
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.250322,661,560
Total Other Real Estate Loans/Lines of Credit 4.50013253,082
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.25062774,270
TOTAL LOANS & LEASES 4687,730,993

Ebsco Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 291,961,2733320,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 1452,82900
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 2247,4581200,000

OTHER REAL ESTATE

Closed-End Fixed Rate 8179,52600
Closed-End Adjustable Rate 15,41600
Open-End Adjustable Rate 468,14000
Open-End Fixed Rate 0000
TOTALS 452,914,6424520,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ebsco Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes