Of Georgia Credit Union

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A short history of Of Georgia CU

Since its inception in 1960 the Of Georgia Credit Union has been serving its members in the Woodstock, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jerry Ragan, the Of Georgia CU has grown its membership to over 32,349 with assets of more than $289,769,965. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (678) 322-2000 or email them at hbsupport@cuofga.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Woodstock, GA.

General Information For Of Georgia CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68571
Address PO Box 2148 
City Woodstock 
State Georgia 
Zip-Code 30188
Phone Number (678) 322-2000
Fax Number (678) 486-1191
Email Address: hbsupport@cuofga.org
CEO/President Jerry Ragan
Members 32,349 
Full-Time Employees 66 
Part-Time Employees
Number of Branch Offices
Total Assets 289,769,965 
Website http://www.cuofga.org 

Compare Of Georgia Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
United Methodist Connectional CU Florida Office 450 Martin L King Jr Ave 33802 (863) 687-2136 No 12.06
Lge Community CU Acworth 3891 Cobb Pkwy NW 30101 (770) 424-0060 No 13.30
On The Grid Financial CU North Atlanta Branch 5901 Peachtree Dunwoody Rd Ste A275 30328 (770) 396-9005 No 15.25
Northside CU Northside Federal Credit Union 1100 Forsyth Drive 30041 (770) 844-3800 No 15.63
Associated Credit Union CU Associated Credit Union 6251 Crooked Creek Rd 30092 (770) 448-8200 No 16.52

Of Georgia Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Of Georgia Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.74 2.99 3.49 4.13 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 443 145 146 160 168
Rank Among All Georgia Credit Unions 32 24 20 13 9

Of Georgia Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 0.50 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 263 227
Rank Among All Georgia Credit Unions N/A 29 20 31 25
Of Georgia Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.7405,11413,308,136
All Other Unsecured Loans/Lines of Credit 8.2401,5957,648,793
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.99075814,845,721
Used Vehicle Loans 3.4904,24253,646,810
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.13026627,606,200
Total Other Real Estate Loans/Lines of Credit 4.5001,23534,589,172
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.7403282,872,786
TOTAL LOANS & LEASES 13,538154,517,618

Of Georgia Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 214,151,0371196,000
    b. 15 Years or less 23222,272,8047925,600
    a. > 15 years 0000
    b. 15 Years or less 131,182,359190,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1182,786,15420801,134
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,11731,803,0181115,383,998
Open-End Fixed Rate 0000
TOTALS 1,50162,195,3721407,396,732


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Of Georgia Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes