On The Grid Financial Federal Credit Union

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A short history of On The Grid Financial FCU

Since its inception in 1935 the On The Grid Financial Federal Credit Union has been serving its members in the ATLANTA, Georgia area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Emily James, the On The Grid Financial FCU has grown its membership to over 5,563 with assets of more than $41,468,253. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (770) 396-9005 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ATLANTA, GA.

General Information For On The Grid Financial FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 383
Address 5901 PEACHTREE DUNWOODY RD STE A275 
City ATLANTA 
State Georgia 
Zip-Code 30328
Phone Number (770) 396-9005
Fax Number (770) 396-0777
Email Address: none
CEO/President Emily James
Members 5,563 
Full-Time Employees 10 
Part-Time Employees
Number of Branch Offices
Total Assets 41,468,253 
Website http://www.cuonthegrid.com 

Compare On The Grid Financial Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Northside CU Northside Federal Credit Union 1100 Forsyth Drive 30041 (770) 844-3800 No 2.97
United Methodist Connectional CU Florida Office 450 Martin L King Jr Ave 33802 (863) 687-2136 No 5.77
Piedmont Plus CU Atlanta Branch 1968 Peachtree Rd NW 30309 (404) 605-3286 No 6.53
Lge Community CU Acworth 3891 Cobb Pkwy NW 30101 (770) 424-0060 No 7.91
Associated Credit Union CU Associated Credit Union 6251 Crooked Creek Rd 30092 (770) 448-8200 No 8.96

On The Grid Financial Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


On The Grid Financial Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.75 1.99 1.99 4.60 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 227 34 21 218 74
Rank Among All Georgia Credit Unions 13 5 2 21 4

On The Grid Financial Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.30 0.60 0.75
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 97 240 192
Rank Among All Georgia Credit Unions N/A 23 15 25 13
On The Grid Financial Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.7501,2402,731,542
All Other Unsecured Loans/Lines of Credit 10.000259873,855
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9901282,536,166
Used Vehicle Loans 1.9906719,604,085
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.600423,163,999
Total Other Real Estate Loans/Lines of Credit 3.750561,123,052
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.33077806,377
TOTAL LOANS & LEASES 2,47320,839,076

On The Grid Financial Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 141,300,33500
    b. 15 Years or less 201,569,8682144,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 8293,79600
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 8169,85600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 48953,19600
Open-End Fixed Rate 0000
TOTALS 984,287,0512144,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

On The Grid Financial Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes