Community South Credit Union

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A short history of Community South CU

Since its inception in 1991 the Community South Credit Union has been serving its members in the CHIPLEY, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jan Page, the Community South CU has grown its membership to over 10,453 with assets of more than $116,400,190. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (850) 638-8376 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CHIPLEY, FL.

General Information For Community South CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67434
Address PO BOX 623 
State Florida 
Zip-Code 32428
Phone Number (850) 638-8376
Fax Number (850) 638-4055
Email Address:
CEO/President Jan Page
Members 10,453 
Full-Time Employees 36 
Part-Time Employees
Number of Branch Offices
Total Assets 116,400,190 

Compare Community South Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Jackson County Teachers CU Fiserv - Charlotte 10926 David Taylor Dr Ste 110 32428 67334 No 23.35
Sunland CU Sunland Credit Union 3700 Williams Dr 32446 (850) 482-9400 No 27.90
Tyndall CU Tyndall Air Force Base Branch Building 913 32403 (850) 769-9999 No 29.87

Community South Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Community South Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 2.99 18.00 4.75 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 145 828 238 132
Rank Among All Florida Credit Unions 54 28 94 40 10

Community South Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.30 0.30 0.65 0.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 88 97 234 205
Rank Among All Florida Credit Unions N/A 7 19 45 24
Community South Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.9001,4163,592,537
All Other Unsecured Loans/Lines of Credit 18.0003,41010,455,498
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9903126,916,507
Used Vehicle Loans 18.0002,44727,716,518
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.75045134,258,856
Total Other Real Estate Loans/Lines of Credit 4.250531,658,804
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 18.0007937,153,807
TOTAL LOANS & LEASES 8,88291,752,527

Community South Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2287,54700
    b. 15 Years or less 36683,5296178,979
    a. > 15 years 0000
    b. 15 Years or less 538,351,539255,659,566
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 432,362,6936448,467
Adjustable Rate > 1 yr 31722,573,548372,947,257


Closed-End Fixed Rate 216,66000
Closed-End Adjustable Rate 5132,35300
Open-End Adjustable Rate 461,509,7918333,000
Open-End Fixed Rate 0000
TOTALS 50435,917,660829,567,269


Interest Only & Payment Option 1st Mortgage Loans 323,953,7363,432,179
Interest Only & Payment Option Other RE/LOC Loans 124,1670
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Community South Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes