Community First Of Flo Credit Union

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A short history of Community First Of Flo CU

Since its inception in 1961 the Community First Of Flo Credit Union has been serving its members in the JACKSONVILLE, Florida area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Hirabayashi, the Community First Of Flo CU has grown its membership to over 123,189 with assets of more than $1,506,128,610. They have a main office and 18 branch offices. Please see the credit unions website or contact them by phone at (904) 354-8537 or email them at communityfirst@c1cufl.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in JACKSONVILLE, FL.

General Information For Community First Of Flo CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67290
Address 637 NORTH LEE STREET 
City JACKSONVILLE 
State Florida 
Zip-Code 32204
Phone Number (904) 354-8537
Fax Number (904) 371-7939
Email Address: communityfirst@c1cufl.org
CEO/President John Hirabayashi
Members 123,189 
Full-Time Employees 282 
Part-Time Employees 14 
Number of Branch Offices 18 
Total Assets 1,506,128,610 
Website http://www.communityfirstfl.org 

Compare Community First Of Flo Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Jax CU Atlantic Beach Branch 801 Atlantic Blvd 32232 (904) 475-8000 No 0.46
First Coast CU First Coast Federal CU 3040 Edison Ave 32254 (904) 387-5660 No 1.59
First Florida CU Blairstone Branch 2521 Blairstone Rd 32301 (850) 414-7290 No 1.97
Jacksonville Firemen's CU Jax. Firemen's Credit Union 6310 Blanding Blvd 32206 (904) 353-4788 No 3.68
Coastline CU Soutside 4651 Emerson St 32207 (904) 346-1700 No 4.23

Community First Of Flo Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Community First Of Flo Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.65 2.19 2.39 3.13 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 312 50 41 38 168
Rank Among All Florida Credit Unions 38 7 4 4 15

Community First Of Flo Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.25 0.40 1.24 0.70
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 95 76 129 199
Rank Among All Florida Credit Unions 14 8 13 15 23
Community First Of Flo Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.65021,95486,220,987
All Other Unsecured Loans/Lines of Credit 10.25012,68053,364,003
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.000962,676,238
New Vehicle Loans 2.19010,002207,586,365
Used Vehicle Loans 2.3909,615144,179,811
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.1303,325429,314,494
Total Other Real Estate Loans/Lines of Credit 4.5002,02959,199,440
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.2506317,302,238
TOTAL LOANS & LEASES 60,332989,843,576

Community First Of Flo Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1,528206,762,6127813,363,560
    b. 15 Years or less 1,633198,388,99312529,212,547
Balloon/Hybrid
    a. > 15 years 263,370,2053456,652
    b. 15 Years or less 13820,792,68400
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 60616,105,594662,526,486
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,42343,093,8461331,150,714
Open-End Fixed Rate 0000
TOTALS 5,354488,513,93440546,709,959

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 112,125,4800
Interest Only & Payment Option Other RE/LOC Loans 562,871,486254,114
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Community First Of Flo Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes