Champion Community Credit Union

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A short history of Champion Community CU

Since its inception in 1971 the Champion Community Credit Union has been serving its members in the Courtland, Alabama area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Regzey Carpenter, the Champion Community CU has grown its membership to over 3,608 with assets of more than $51,151,572. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (256) 637-6511 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Courtland, AL.

General Information For Champion Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 63614
Address 16601 County Road 150 
City Courtland 
State Alabama 
Zip-Code 35618
Phone Number (256) 637-6511
Fax Number (256) 637-2787
Email Address: none
CEO/President Regzey Carpenter
Members 3,608 
Full-Time Employees 13 
Part-Time Employees
Number of Branch Offices
Total Assets 51,151,572 

Compare Champion Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Family Security CU Athens 214 US Highway 31 S 35603 (256) 340-2000 No 16.84
Listerhill CU MS1 3400 Woodward Ave 35661 (256) 383-1031 No 18.22
Wcu Credit Union CU WCU Credit Union 26 Franklin Smith Rd 35661 (256) 974-2013 No 18.98
Railway Employees CU Main 1604 Gusmus Ave 35662 (256) 383-7940 No 21.53
Lauderdale County Teachers CU Main Office 103 Mangum St 35630 (256) 766-2936 No 22.21

Champion Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Champion Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.99 5.49 3.99 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 145 383 137 100
Rank Among All Alabama Credit Unions 15 14 38 11 10

Champion Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.30 0.40 0.90 0.90
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 88 76 190 171
Rank Among All Alabama Credit Unions N/A 15 9 19 13
Champion Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900578904,448
All Other Unsecured Loans/Lines of Credit 12.9001,2561,515,704
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.9901482,603,248
Used Vehicle Loans 5.4908548,448,890
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.99023914,175,965
Total Other Real Estate Loans/Lines of Credit 4.000611,459,447
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.4903282,931,399
TOTAL LOANS & LEASES 3,46432,039,101

Champion Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 20811,127,23719974,036
    a. > 15 years 283,010,1223127,479
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 338,60600


Closed-End Fixed Rate 127,24000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 601,432,20754225,470
Open-End Fixed Rate 0000
TOTALS 30015,635,412761,326,985


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Champion Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes