Chaffey Federal Credit Union

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A short history of Chaffey FCU

Since its inception in 1964 the Chaffey Federal Credit Union has been serving its members in the UPLAND, California area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Kevin Posey, the Chaffey FCU has grown its membership to over 11,411 with assets of more than $140,911,027. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (909) 986-4552 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in UPLAND, CA.

General Information For Chaffey FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 16030
Address PO BOX 700 
State California 
Zip-Code 91785
Phone Number (909) 986-4552
Fax Number (909) 949-3878
Email Address:
CEO/President Kevin Posey
Members 11,411 
Full-Time Employees 38 
Part-Time Employees
Number of Branch Offices
Total Assets 140,911,027 

Compare Chaffey Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ontario Montclair Schools CU Ontario-Montclair School EFCU 1520 N Palmetto Ave 91762 (909) 983-1959 No 1.38
United Methodist CU New England Branch 201 Main St 04092 (866) 303-6386 No 1.98
Ontario Public Employees CU OPEFCU 202 W B St 91762 (909) 984-8781 No 2.31
U.p.s. Employees CU UPS EFCU 3110 INLAND EMPIRE BLVD STE A 91764 (909) 948-6099 No 4.12
P.v.h.m.c. CU pvhmc federal credit union 1880 N Garey Ave 91767 (909) 868-0535 No 6.09

Chaffey Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Chaffey Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.41 3.33 3.97 4.10 5.24
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 372 184 199 154 259
Rank Among All California Credit Unions 83 73 86 62 84

Chaffey Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.16 0.20 1.19 1.22
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 117 114 135 130
Rank Among All California Credit Unions N/A 30 34 25 19
Chaffey Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.4102,2183,717,081
All Other Unsecured Loans/Lines of Credit 10.2207922,132,600
Short-Term, Small Amount Loans (STS) (Federal CU Only) 21.4203311,493
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.33053912,193,188
Used Vehicle Loans 3.97084713,440,213
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.10015128,785,907
Total Other Real Estate Loans/Lines of Credit 5.2401635,068,618
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9301825,953,690
TOTAL LOANS & LEASES 4,92571,302,790

Chaffey Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 468,656,0901250,000
    b. 15 Years or less 726,312,45700
    a. > 15 years 114,017,64300
    b. 15 Years or less 187,082,62200
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 42,717,09500


Closed-End Fixed Rate 28932,6861135,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1354,135,93215809,260
Open-End Fixed Rate 0000
TOTALS 31433,854,525171,194,260


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Chaffey Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes