Central Of Illinois Credit Union

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A short history of Central Of Illinois CU

Since its inception in 1936 the Central Of Illinois Credit Union has been serving its members in the BELLWOOD, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Joan Jensen, the Central Of Illinois CU has grown its membership to over 12,837 with assets of more than $92,575,181. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (708) 649-6400 or email them at memberservice@centralcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BELLWOOD, IL.

General Information For Central Of Illinois CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60852
Address 1001 MANNHEIM RD 
City BELLWOOD 
State Illinois 
Zip-Code 60104
Phone Number (708) 649-6400
Fax Number (708) 649-6449
Email Address: memberservice@centralcu.org
CEO/President Joan Jensen
Members 12,837 
Full-Time Employees 30 
Part-Time Employees
Number of Branch Offices
Total Assets 92,575,181 
Website http://www.centralcu.org 

Compare Central Of Illinois Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
C & Nw Proviso CU C&NW Proviso Credit Union 301 W Lake St 60164 (708) 544-1266 No 2.45
Access CU River Forest 404 Lathrop Ave 60305 (708) 383-6100 No 2.58
Loyola University Employees CU Corporate Office 2160 S 1st Ave Bldg 105 60153 (708) 216-4500 No 2.91
Leyden CU Main Office 2701 Rose St 60131 (847) 455-8440 No 3.34
Cta - C And M CU CTA C&M FCU 1101 Lake St Ste 304 60301 (773) 826-9222 No 3.95

Central Of Illinois Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Central Of Illinois Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.74 2.74 3.10 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 113 70 35 132
Rank Among All Illinois Credit Unions 28 34 21 5 24

Central Of Illinois Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.25 0.34 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 105 296 266
Rank Among All Illinois Credit Unions N/A 39 19 53 43
Central Of Illinois Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9004,4256,059,444
All Other Unsecured Loans/Lines of Credit 9.9001,4286,981,404
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.74059111,059,071
Used Vehicle Loans 2.7401,01613,047,611
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.10039923,078,013
Total Other Real Estate Loans/Lines of Credit 4.2501453,251,766
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.550186903,943
TOTAL LOANS & LEASES 8,19064,381,252

Central Of Illinois Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 34320,437,588403,973,644
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 71,075,30300
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 491,565,122460,974
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 19322,493160,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1262,929,273561,816
Open-End Fixed Rate 0000
TOTALS 54426,329,779504,156,434

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 5223,67647,798
Interest Only & Payment Option Other RE/LOC Loans 12433,0075,000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Central Of Illinois Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes