Carolina Trust Federal Credit Union

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A short history of Carolina Trust FCU

Since its inception in 1958 the Carolina Trust Federal Credit Union has been serving its members in the MYRTLE BEACH, South Carolina area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by B. Timothy Carlisle, the Carolina Trust FCU has grown its membership to over 38,538 with assets of more than $231,686,788. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (843) 448-2133 or email them at infocenter@carolinatrust.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MYRTLE BEACH, SC.

General Information For Carolina Trust FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12361
Address 1010 21ST AVE N, P.O.BOX 780004 
City MYRTLE BEACH 
State South Carolina 
Zip-Code 29578
Phone Number (843) 448-2133
Fax Number (843) 626-3470
Email Address: infocenter@carolinatrust.org
CEO/President B. Timothy Carlisle
Members 38,538 
Full-Time Employees 74 
Part-Time Employees
Number of Branch Offices
Total Assets 231,686,788 
Website http://carolinatrust.org 

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Carolina Trust Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Carolina Trust Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 5.75 5.75 5.25 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 469 416 297 168
Rank Among All South Carolina Credit Unions 9 39 28 22 10

Carolina Trust Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.03 0.05 0.15 0.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 148 142 324 266
Rank Among All South Carolina Credit Unions 10 13 19 27 20
Carolina Trust Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9005,4278,829,464
All Other Unsecured Loans/Lines of Credit 12.0002,1545,056,295
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 5.7501,44137,401,140
Used Vehicle Loans 5.7502,87940,973,890
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.25029224,554,740
Total Other Real Estate Loans/Lines of Credit 4.5002416,437,712
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.0002593,592,481
TOTAL LOANS & LEASES 12,693126,845,722

Carolina Trust Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 292,466,911181,807,900
    b. 15 Years or less 19211,627,40310687,520
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 182,913,6153167,200
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 537,546,8116985,702

OTHER REAL ESTATE

Closed-End Fixed Rate 43904,5133125,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1985,533,19919878,600
Open-End Fixed Rate 0000
TOTALS 53330,992,452594,651,922

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 14731,4620
Interest Only & Payment Option Other RE/LOC Loans 321,194,8510
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Carolina Trust Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes