Canals & Trails Credit Union

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A short history of Canals & Trails CU

Since its inception in 1959 the Canals & Trails Credit Union has been serving its members in the LOCKPORT, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Janet Schuler, the Canals & Trails CU has grown its membership to over 2,828 with assets of more than $23,184,816. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (815) 838-7159 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LOCKPORT, IL.

General Information For Canals & Trails CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 68508
Address 201 E 9TH ST 
State Illinois 
Zip-Code 60441
Phone Number (815) 838-7159
Fax Number (815) 838-5581
Email Address:
CEO/President Janet Schuler
Members 2,828 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 23,184,816 

Compare Canals & Trails Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Romeoville Community CU 2 Belmont Dr 2 Belmont Dr 60446 (815) 886-4874 No 2.62
Abri CU Plainfield 7148 Caton Farm Rd 60586 (815) 267-7700 No 3.54
Joliet Municipal Employees CU joliet municipal employees federal credit union 818 e cass st 60432 (815) 726-3883 No 5.87
New Century CU Springfield Ave Office 291 Springfield Ave 60435 (815) 741-1847 No 7.21
Cbi CU Main Office 13717 S Route 30 Ste 157 60544 (815) 439-6676 No 7.48

Canals & Trails Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Canals & Trails Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 3.31 4.45 4.60 3.78
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 182 257 218 77
Rank Among All Illinois Credit Unions 15 58 62 40 12

Canals & Trails Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.15 0.50 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 124 263 250
Rank Among All Illinois Credit Unions 20 39 24 47 36
Canals & Trails Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.900177325,293
All Other Unsecured Loans/Lines of Credit 14.1904521,116,429
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.310931,751,088
Used Vehicle Loans 4.4502242,392,807
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.60091,221,779
Total Other Real Estate Loans/Lines of Credit 3.780792,972,071
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.19051475,585
TOTAL LOANS & LEASES 1,08510,255,052

Canals & Trails Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 5664,23700
    b. 15 Years or less 3466,00800
    a. > 15 years 0000
    b. 15 Years or less 191,53400
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 7100,50100
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 722,871,57036580,904
Open-End Fixed Rate 0000
TOTALS 884,193,85036580,904


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Canals & Trails Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes