Cacl Federal Credit Union

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A short history of Cacl FCU

Since its inception in 1953 the Cacl Federal Credit Union has been serving its members in the Pottsville, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jason Kostura, the Cacl FCU has grown its membership to over 9,093 with assets of more than $106,407,676. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (570) 628-2400 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Pottsville, PA.

General Information For Cacl FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 8523
Address 1800 W Market St 
City Pottsville 
State Pennsylvania 
Zip-Code 17901
Phone Number (570) 628-2400
Fax Number (570) 628-0488
Email Address: none
CEO/President Jason Kostura
Members 9,093 
Full-Time Employees 31 
Part-Time Employees
Number of Branch Offices
Total Assets 106,407,676 

Compare Cacl Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Hidden River CU Hidden River Credit Union 60 Westwood Rd 17901 (570) 622-3399 No 1.94
Berylco Employees' CU Berylco Employees Credit Union 251 N 4th St # L2 19526 (610) 562-4257 No 17.40
Service 1st CU Loyalsock 814 Westminster Dr 17701 (570) 567-0800 No 24.32
Hazleton School Employees CU HAZLETON SCHOOL EMPLOYEES CREDIT UNION 1049 Wilbur Ct 18202 (570) 459-1611 No 24.48
Lebanon CU LFCU Operations Center 120 S 16th St 17042 (717) 272-2210 No 25.09

Cacl Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Cacl Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 16.00 4.19 10.59 4.50 5.49
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 539 304 760 205 288
Rank Among All Pennsylvania Credit Unions 84 109 179 69 99

Cacl Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.41 0.20 0.83 1.33 1.45
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 78 108 28 114 99
Rank Among All Pennsylvania Credit Unions 4 29 4 21 13
Cacl Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 16.000303415,455
All Other Unsecured Loans/Lines of Credit 14.4901,1901,793,979
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.870232451,865
New Vehicle Loans 4.1902495,070,705
Used Vehicle Loans 10.5901,15713,031,995
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.50036026,233,794
Total Other Real Estate Loans/Lines of Credit 5.49070628,480,284
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9901465,481,640
TOTAL LOANS & LEASES 4,34380,959,717

Cacl Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 20013,978,897241,539,217
    b. 15 Years or less 16012,254,897141,589,181
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 49921,294,858674,628,946
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2077,185,426833,469,483
Open-End Fixed Rate 0000
TOTALS 1,06654,714,07818811,226,827


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Cacl Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes