Service 1st Federal Credit Union

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A short history of Service 1st FCU

Since its inception in 1975 the Service 1st Federal Credit Union has been serving its members in the Danville, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by William Lavage, the Service 1st FCU has grown its membership to over 28,216 with assets of more than $331,149,197. They have a main office and 10 branch offices. Please see the credit unions website or contact them by phone at (570) 271-6060 or email them at none to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Danville, PA.

General Information For Service 1st FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 22128
Address 1419 Montour Blvd, PO Box 159 
City Danville 
State Pennsylvania 
Zip-Code 17821
Phone Number (570) 271-6060
Fax Number (570) 271-8793
Email Address: none
CEO/President William Lavage
Members 28,216 
Full-Time Employees 83 
Part-Time Employees 10 
Number of Branch Offices 10 
Total Assets 331,149,197 
Website http://www.service1.org 

Compare Service 1st Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Central Susquehanna Community CU Mid-Atlantic Corp 1201 Fulling Mill Rd 17057 (800) 622-7494 No 2.87
Pinpoint CU MAIN OFFICE 603 CENTER ST 17847 (570) 742-3903 No 10.12
Nu Community CU Main Office 2613 State Route 45 17847 (570) 522-9710 No 10.35
Central Keystone CU Main Office 1000 Market St 17801 (570) 286-5739 No 11.07
Members Choice Financial CU Mount Carmel 11218 State Route 61 17851 (570) 339-2221 No 11.50

Service 1st Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Service 1st Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.74 3.69 4.49 4.70 5.79
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 319 235 263 232 321
Rank Among All Pennsylvania Credit Unions 52 87 84 78 104

Service 1st Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.15 0.45 2.08 1.99
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 119 69 34 50
Rank Among All Pennsylvania Credit Unions N/A 32 7 6 4
Service 1st Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.7404,8297,247,484
All Other Unsecured Loans/Lines of Credit 9.5002,4006,883,172
Short-Term, Small Amount Loans (STS) (Federal CU Only) 18.00000
Non-Federally Guaranteed Student Loans 6.5001811,121,053
New Vehicle Loans 3.6901,90934,091,001
Used Vehicle Loans 4.4904,76252,453,377
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.70090470,583,394
Total Other Real Estate Loans/Lines of Credit 5.7901,84889,835,655
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.5001,38911,412,149
TOTAL LOANS & LEASES 18,222273,627,285

Service 1st Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 233,632,18300
    b. 15 Years or less 74042,931,961895,793,615
Balloon/Hybrid
    a. > 15 years 315,744,4673736,550
    b. 15 Years or less 11018,274,783113,402,150
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 63319,281,479642,730,341
Closed-End Adjustable Rate 16226,538,100254,808,062
Open-End Adjustable Rate 1,05344,016,07664516,593,918
Open-End Fixed Rate 0000
TOTALS 2,752160,419,04983734,064,636

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 00208,762
Interest Only & Payment Option Other RE/LOC Loans 316,602,4213,175,094
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Service 1st Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes