Bridgewater Credit Union

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A short history of Bridgewater CU

Since its inception in 1941 the Bridgewater Credit Union has been serving its members in the BRIDGEWATER, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Howard, the Bridgewater CU has grown its membership to over 31,321 with assets of more than $356,052,548. They have a main office and 6 branch offices. Please see the credit unions website or contact them by phone at (508) 697-8101 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in BRIDGEWATER, MA.

General Information For Bridgewater CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67984
Address 75 MAIN ST 
State Massachusetts 
Zip-Code 02324
Phone Number (508) 697-8101
Fax Number (508) 279-2401
Email Address:
CEO/President John Howard
Members 31,321 
Full-Time Employees 61 
Part-Time Employees 15 
Number of Branch Offices
Total Assets 356,052,548 

Compare Bridgewater Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ocean Spray Employees CU Ocean Spray Employees Federal Credit Union 1 Ocean Spray Dr 02347 (508) 946-7573 No 5.07
Taunton CU Taunton Federal Credit Union 438 W Grove St 02780 (508) 802-6489 No 7.58
Morton CU morton federal credit unioin 88 washington st 02780 (508) 828-7036 No 7.65
Crescent CU Corporate Office 1300 Belmont St 02303 (508) 559-5400 No 7.78
Messiah Baptist-jubilee CU MBJFCU 80 Legion Pkwy 02303 (508) 584-1963 No 8.22

Bridgewater Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Bridgewater Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 5.50 2.29 3.19 3.97 4.07
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 20 60 115 135 110
Rank Among All Massachusetts Credit Unions 2 15 26 33 23

Bridgewater Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.11 0.13 0.33 1.15 1.07
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 115 122 92 143 150
Rank Among All Massachusetts Credit Unions 7 17 19 22 21
Bridgewater Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 5.50021110,337
All Other Unsecured Loans/Lines of Credit 10.3801,3222,064,081
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 6.6401594,917,192
New Vehicle Loans 2.2902,14635,811,368
Used Vehicle Loans 3.1905,55158,303,425
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.970927139,646,436
Total Other Real Estate Loans/Lines of Credit 4.0703459,269,673
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.9504957,558,169
TOTAL LOANS & LEASES 10,966257,680,681

Bridgewater Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 26653,261,490224,594,810
    b. 15 Years or less 57663,612,969111,593,500
    a. > 15 years 209,760,22500
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 5110,554,9082299,000
Adjustable Rate > 1 yr 142,456,84400


Closed-End Fixed Rate 922,018,2433182,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2537,251,43000
Open-End Fixed Rate 0000
TOTALS 1,272148,916,109386,669,310


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 852,690,2440
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 182,00000

Bridgewater Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes