Ocean Spray Employees Federal Credit Union

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A short history of Ocean Spray Employees FCU

Since its inception in 1966 the Ocean Spray Employees Federal Credit Union has been serving its members in the LAKEVILLE, Massachusetts area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Annette Yee, the Ocean Spray Employees FCU has grown its membership to over 1,230 with assets of more than $11,337,630. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (508) 946-7573 or email them at dharrington@oceanspray.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LAKEVILLE, MA.

General Information For Ocean Spray Employees FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17537
Address ONE OCEAN SPRAY DR 
City LAKEVILLE 
State Massachusetts 
Zip-Code 02347
Phone Number (508) 946-7573
Fax Number (508) 946-7722
Email Address: dharrington@oceanspray.com
CEO/President Annette Yee
Members 1,230 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 11,337,630 
Website http://www.oceansprayefcu.com 

Compare Ocean Spray Employees Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Taunton CU Taunton Federal Credit Union 438 W Grove St 02780 (508) 802-6489 No 7.98
Morton CU morton federal credit unioin 88 washington st 02780 (508) 828-7036 No 8.39
Plymouth County Teachers CU Wareham High School "Viking" Branch 7 Viking Dr 02576 (508) 291-0777 No 9.88
Bridgewater CU Quincy 213 Independence Ave 02169 (617) 786-0251 No 10.44
Acushnet CU Acushnet Federal Credit Union 112 Main St 02743 (508) 995-9100 No 11.18

Ocean Spray Employees Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Ocean Spray Employees Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.98 4.08 4.05 4.64
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 277 212 145 187
Rank Among All Massachusetts Credit Unions 12 65 48 37 39

Ocean Spray Employees Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.15 0.53 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 124 256 219
Rank Among All Massachusetts Credit Unions N/A 21 27 51 43
Ocean Spray Employees Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900401604,013
All Other Unsecured Loans/Lines of Credit 10.780157829,277
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.98038545,219
Used Vehicle Loans 4.080951,094,223
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.050191,756,355
Total Other Real Estate Loans/Lines of Credit 4.640281,037,873
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.500214,943
TOTAL LOANS & LEASES 7405,881,903

Ocean Spray Employees Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 3535,81500
    b. 15 Years or less 161,220,54000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 581,421120,000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 23956,4521428,119
Open-End Fixed Rate 0000
TOTALS 472,794,2281548,119

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ocean Spray Employees Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes