Brazos Valley Schools Credit Union

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A short history of Brazos Valley Schools CU

Since its inception in 1954 the Brazos Valley Schools Credit Union has been serving its members in the Katy, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Yvonne Kershner, the Brazos Valley Schools CU has grown its membership to over 50,729 with assets of more than $700,352,352. They have a main office and 10 branch offices. Please see the credit unions website or contact them by phone at (281) 391-2149 or email them at info@bvscu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Katy, TX.

General Information For Brazos Valley Schools CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66353
Address PO Box 676 
City Katy 
State Texas 
Zip-Code 77492
Phone Number (281) 391-2149
Fax Number (281) 391-8158
Email Address: info@bvscu.org
CEO/President Yvonne Kershner
Members 50,729 
Full-Time Employees 144 
Part-Time Employees
Number of Branch Offices 10 
Total Assets 700,352,352 
Website http://www.bvscu.org 

Compare Brazos Valley Schools Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Members Choice CU Seven Meadows 8951 S Fry Rd 77494 (281) 754-1460 No 10.15
Bp CU Main Office 580 Westlake Park Blvd Ste 150 77094 (281) 870-8000 No 11.65
First Community CU Spring market 2121 FM 2920 Rd 77284 (281) 856-5300 No 12.93
Energy Capital CU Campus Branch Nature 2 Bldg LL B250 77065 (281) 720-0450 No 15.76
Witco Houston Employees CU Witco Houston Employees Credit Union 2519 Avenue H 77471 (281) 342-5907 No 15.77

Brazos Valley Schools Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Brazos Valley Schools Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.24 2.23 2.39 5.50 6.10
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 105 55 41 324 352
Rank Among All Texas Credit Unions 19 17 17 95 84

Brazos Valley Schools Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.10 0.40 0.60 0.60
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 129 76 240 211
Rank Among All Texas Credit Unions 35 47 15 81 54
Brazos Valley Schools Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.2405,80013,856,764
All Other Unsecured Loans/Lines of Credit 7.98012,03735,092,099
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.2302,23046,014,751
Used Vehicle Loans 2.3902,83642,667,488
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.50071576,170,371
Total Other Real Estate Loans/Lines of Credit 6.1001675,102,434
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.0802932,809,673
TOTAL LOANS & LEASES 24,078221,713,580

Brazos Valley Schools Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 45662,189,815335,517,645
    b. 15 Years or less 25913,980,556221,741,822
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 1675,102,434301,180,348
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 88281,272,805858,439,815

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 4156,8810
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Brazos Valley Schools Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes