Bay Shore Credit Union

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A short history of Bay Shore CU

Since its inception in 1953 the Bay Shore Credit Union has been serving its members in the MARINETTE, Wisconsin area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Vicki Carviou, the Bay Shore CU has grown its membership to over 3,472 with assets of more than $29,813,693. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (715) 732-0065 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MARINETTE, WI.

General Information For Bay Shore CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 66549
Address P.O. BOX 655 
State Wisconsin 
Zip-Code 54143
Phone Number (715) 732-0065
Fax Number (715) 732-2794
Email Address:
CEO/President Vicki Carviou
Members 3,472 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 29,813,693 

Compare Bay Shore Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Tri-county CU Tri-County Credit Union 912 14th Ave 54143 (906) 864-5555 No 1.30
Menominee Area CU Menominee Area Credit Union 1011 23rd Ave 49858 (906) 863-3854 No 3.38
Badger CU Main 870 Frontage Rd 54157 (715) 582-4002 No 3.95
N.e.w. CU Oconto Falls High School Branch 210 N Farm Rd 54154 (920) 846-4467 No 27.05

Bay Shore Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Bay Shore Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 2.89 1.99 3.75 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 132 21 102 168
Rank Among All Wisconsin Credit Unions 10 20 2 17 32

Bay Shore Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.15 0.20 0.50 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 119 114 264 259
Rank Among All Wisconsin Credit Unions 10 12 25 35 34
Bay Shore Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.900499736,480
All Other Unsecured Loans/Lines of Credit 14.000310540,083
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.890951,921,170
Used Vehicle Loans 1.9906366,955,028
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.750902,421,675
Total Other Real Estate Loans/Lines of Credit 4.500792,662
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.0004152,620,912
TOTAL LOANS & LEASES 2,05215,288,010

Bay Shore Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 401,096,8596227,100
    a. > 15 years 341,129,723134,234
    b. 15 Years or less 693,70100
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 10101,392711,666
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 367,772130,647
Closed-End Adjustable Rate 224,20300
Open-End Adjustable Rate 268700
Open-End Fixed Rate 0000
TOTALS 972,514,33715303,647


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Bay Shore Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes