Bar-cons Federal Credit Union

  • +1

A short history of Bar-cons FCU

Since its inception in 1965 the Bar-cons Federal Credit Union has been serving its members in the Columbus, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jaime Stainbrook, the Bar-cons FCU has grown its membership to over 3,953 with assets of more than $35,540,675. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (812) 372-8776 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Columbus, IN.

General Information For Bar-cons FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 17040
Address 1142 N Marr Rd 
City Columbus 
State Indiana 
Zip-Code 47201
Phone Number (812) 372-8776
Fax Number (812) 372-8186
Email Address:
CEO/President Jaime Stainbrook
Members 3,953 
Full-Time Employees 11 
Part-Time Employees
Number of Branch Offices
Total Assets 35,540,675 

Compare Bar-cons Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Business And Industrial CU Marr Road 740 N Marr Rd 47201 (812) 372-6091 No 7.64
Centra CU Shelbyville 2450 E State Road 44 46176 (317) 392-2100 No 7.91
Jackson County Co-op CU MAIN OFFICE 705 W 2nd St 47274 (812) 523-1630 No 17.65
Indiana University CU 31 & Smith Valley Road Branch 800 US Highway 31 S 47402 (888) 855-6928 No 27.24
Members Choice CU Branch 3647 W State Road 46 47404 (812) 935-6200 No 27.64

Bar-cons Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Bar-cons Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.90 1.99 1.99 5.00 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 493 34 21 268 168
Rank Among All Indiana Credit Unions 60 2 2 52 21

Bar-cons Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.25 0.40 0.35
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 105 284 250
Rank Among All Indiana Credit Unions 20 29 18 47 44
Bar-cons Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.900716763,995
All Other Unsecured Loans/Lines of Credit 10.9505952,171,147
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9901492,903,273
Used Vehicle Loans 1.9905506,490,011
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.000242,014,089
Total Other Real Estate Loans/Lines of Credit 4.500922,652,217
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.000841,093,113
TOTAL LOANS & LEASES 2,21018,087,845

Bar-cons Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 131,553,93100
    b. 15 Years or less 11460,15800
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 822,579,6539360,774
Closed-End Adjustable Rate 543,51800
Open-End Adjustable Rate 529,04600
Open-End Fixed Rate 0000
TOTALS 1164,666,3069360,774


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Bar-cons Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes