Members Choice Federal Credit Union

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A short history of Members Choice FCU

Since its inception in 1958 the Members Choice Federal Credit Union has been serving its members in the Bloomington, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Lori Gonzalez, the Members Choice FCU has grown its membership to over 2,371 with assets of more than $14,867,360. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (812) 336-7470 or email them at comments@memberschoicefcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Bloomington, IN.

General Information For Members Choice FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 12680
Address 520 W Patterson Drive 
City Bloomington 
State Indiana 
Zip-Code 47403
Phone Number (812) 336-7470
Fax Number (812) 331-3093
Email Address: comments@memberschoicefcu.org
CEO/President Lori Gonzalez
Members 2,371 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 14,867,360 
Website http://www.memberschoicefcu.org 

Compare Members Choice Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Indiana University CU 31 & Smith Valley Road Branch 800 US Highway 31 S 47402 (888) 855-6928 No 5.73
Hoosier Hills CU Mitchell 45 Teke Burton Dr 47446 (812) 849-6006 No 15.61
Crane CU Crane Federal Credit Union - Linton Br 2033 E State Highway 54 47441 (812) 847-0777 No 20.58

Members Choice Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Members Choice Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 12.90 4.50 5.50 4.25 6.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 452 341 384 174 341
Rank Among All Indiana Credit Unions 52 74 74 29 50

Members Choice Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 0.15 0.20 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 124 318 271
Rank Among All Indiana Credit Unions N/A 26 22 56 48
Members Choice Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 12.900348507,936
All Other Unsecured Loans/Lines of Credit 10.500241634,489
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.50020455,818
Used Vehicle Loans 5.5003513,470,718
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.250231,477,098
Total Other Real Estate Loans/Lines of Credit 6.00022493,819
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.500531,163,284
TOTAL LOANS & LEASES 1,0588,203,162

Members Choice Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 13968,25700
    b. 15 Years or less 9446,34800
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 162,49300
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 354,55800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 19439,2612156,000
Open-End Fixed Rate 0000
TOTALS 451,970,9172156,000

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Members Choice Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website No