Ashland Credit Union

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A short history of Ashland CU

Since its inception in 1942 the Ashland Credit Union has been serving its members in the ASHLAND, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by LARRY LUCAS, the Ashland CU has grown its membership to over 31,725 with assets of more than $223,077,917. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (606) 329-5489 or email them at HELP@ASHLANDCU.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ASHLAND, KY.

General Information For Ashland CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61792
Address 1300 CENTRAL AVENUE 
State Kentucky 
Zip-Code 41101
Phone Number (606) 329-5489
Fax Number (606) 329-5414
Members 31,725 
Full-Time Employees 50 
Part-Time Employees
Number of Branch Offices
Total Assets 223,077,917 
Website http://WWW.ASHLANDCU.ORG 

Compare Ashland Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Members Choice CU Cannonsburg Office 1315 CANNONSBURG RD 41102 62026 No 1.06
Bluegrass Community CU Bluegrass Community FCU Main Office 2321 Carter Ave 41105 (606) 324-0888 No 1.64
Greenup County CU GREENUP COUNTY FEDERAL CREDIT UNION 410 BELLEFONTE STREET 41169 (606) 836-9932 No 3.87
F.c.i. Ashland CU FCI ASHLAND FEDERAL CREDIT UNION 716 W LITTLE GARNER RD 41105 (606) 929-4040 No 4.71
Novamont Emp. CU Office 200 Big Sandy River Rd 25530 (304) 453-5935 No 7.42

Ashland Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Ashland Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.24 3.74 3.74 4.13 3.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 105 242 174 160 38
Rank Among All Kentucky Credit Unions 6 20 13 14 3

Ashland Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.30 0.50 1.31 1.31
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 88 60 117 117
Rank Among All Kentucky Credit Unions 6 9 7 6 9
Ashland Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.2402,9226,293,580
All Other Unsecured Loans/Lines of Credit 11.7401,4705,845,842
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.7401,53132,595,476
Used Vehicle Loans 3.7402,94838,037,793
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.13025832,393,979
Total Other Real Estate Loans/Lines of Credit 3.25084533,286,107
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.88083110,248,872
TOTAL LOANS & LEASES 10,805158,701,649

Ashland Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 8810,672,139304,746,865
    b. 15 Years or less 16821,249,263456,150,784
    a. > 15 years 0000
    b. 15 Years or less 1335,0001335,000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1137,57700
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 761,830,919194,200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 76931,455,1884696,188,694
Open-End Fixed Rate 0000
TOTALS 1,10365,680,08654617,515,543


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Ashland Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes