Members Choice Credit Union

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A short history of Members Choice CU

Since its inception in 1932 the Members Choice Credit Union has been serving its members in the ASHLAND, Kentucky area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by CHERYL DEBORDE, the Members Choice CU has grown its membership to over 17,664 with assets of more than $206,804,082. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (606) 329-7876 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ASHLAND, KY.

General Information For Members Choice CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62026
Address 145 RUSSELL RD 
State Kentucky 
Zip-Code 41101
Phone Number (606) 329-7876
Fax Number () -
Email Address:
Members 17,664 
Full-Time Employees 41 
Part-Time Employees
Number of Branch Offices
Total Assets 206,804,082 

Compare Members Choice Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Ashland CU Cottage Grove Branch 8711 E Point Douglas Rd S Ste 101 55016 (651) 459-1061 No 0.85
Bluegrass Community CU Bluegrass Community FCU Main Office 2321 Carter Ave 41105 (606) 324-0888 No 1.64
Greenup County CU GREENUP COUNTY FEDERAL CREDIT UNION 410 BELLEFONTE STREET 41169 (606) 836-9932 No 3.87
F.c.i. Ashland CU FCI ASHLAND FEDERAL CREDIT UNION 716 W LITTLE GARNER RD 41105 (606) 929-4040 No 4.71
Novamont Emp. CU Office 200 Big Sandy River Rd 25530 (304) 453-5935 No 7.42

Members Choice Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Members Choice Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 6.99 4.99 4.99 4.25 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 45 396 323 174 132
Rank Among All Kentucky Credit Unions 2 30 23 16 11

Members Choice Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.25 0.50 N/A 1.00 1.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 95 66 N/A 174 94
Rank Among All Kentucky Credit Unions 4 6 N/A 13 6
Members Choice Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 6.9904,1196,659,570
All Other Unsecured Loans/Lines of Credit 9.9903,74510,926,835
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.99056111,495,970
Used Vehicle Loans 4.9902,76831,750,062
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.25089256,064,953
Total Other Real Estate Loans/Lines of Credit 4.25021544,401
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.9907636,993,349
TOTAL LOANS & LEASES 12,869124,435,140

Members Choice Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 444,756,434444,764,424
    b. 15 Years or less 67833,307,719584,412,096
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 17018,000,8005378,491
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 792,28200
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 14452,119150,000
Open-End Fixed Rate 0000
TOTALS 91356,609,3541089,605,011


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Members Choice Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes