Arizona Federal Credit Union

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A short history of Arizona FCU

Since its inception in 1936 the Arizona Federal Credit Union has been serving its members in the PHOENIX, Arizona area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Ronald Westad, the Arizona FCU has grown its membership to over 120,353 with assets of more than $1,556,357,972. They have a main office and 13 branch offices. Please see the credit unions website or contact them by phone at (602) 683-1701 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in PHOENIX, AZ.

General Information For Arizona FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1747
Address PO BOX 60070 
State Arizona 
Zip-Code 85082
Phone Number (602) 683-1701
Fax Number (602) 683-1904
Email Address:
CEO/President Ronald Westad
Members 120,353 
Full-Time Employees 383 
Part-Time Employees 29 
Number of Branch Offices 13 
Total Assets 1,556,357,972 

Compare Arizona Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Marisol CU Mesa 635 E Broadway Rd 85036 (602) 252-6831 No 0.55
Arizona Central CU GLENDALE #9 5552 W GLENDALE AVE 85301 (602) 264-6421 No 1.49
Banner CU Main Office 2702 N 3rd St Ste 4010 85004 (602) 254-5291 No 2.02
U-haul CU U-Haul Credit Union 2700 N 3rd St Ste 1000-A 85036 (602) 263-6655 No 2.09
Southwest Health Care CU Southwest Healthcare CU 1640 W Thomas Rd 85015 (602) 274-7592 No 2.58

Arizona Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Arizona Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.49 3.49 3.24 4.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 121 208 119 138 229
Rank Among All Arizona Credit Unions 6 12 6 5 7

Arizona Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.01 0.15 1.74 1.74
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 156 124 62 71
Rank Among All Arizona Credit Unions 4 8 5 3 3
Arizona Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.49038,354122,072,676
All Other Unsecured Loans/Lines of Credit 14.00016,29626,114,919
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.4903,31572,847,599
Used Vehicle Loans 3.24013,955173,378,096
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0001,641134,798,927
Total Other Real Estate Loans/Lines of Credit 5.0003,56279,716,900
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 10.2404,88719,908,682
TOTAL LOANS & LEASES 82,010628,837,799

Arizona Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 44155,340,0589614,823,487
    b. 15 Years or less 71741,292,72615112,282,945
    a. > 15 years 1180,93900
    b. 15 Years or less 2111,132,01800
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 45111,478,114471,218,553
Adjustable Rate > 1 yr 1015,375,07200


Closed-End Fixed Rate 1,50939,828,0842097,338,366
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 2,05339,888,8162454,383,004
Open-End Fixed Rate 0000
TOTALS 5,203214,515,82774840,046,355


Interest Only & Payment Option 1st Mortgage Loans 1634,0050
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Arizona Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes