Arizona Central Credit Union

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A short history of Arizona Central CU

Since its inception in 1939 the Arizona Central Credit Union has been serving its members in the Phoenix, Arizona area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by TODD PEARSON, the Arizona Central CU has grown its membership to over 58,896 with assets of more than $476,468,642. They have a main office and 10 branch offices. Please see the credit unions website or contact them by phone at (602) 264-6421 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Phoenix, AZ.

General Information For Arizona Central CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62881
Address PO Box 11650 
City Phoenix 
State Arizona 
Zip-Code 85061
Phone Number (602) 264-6421
Fax Number () -
Email Address:
Members 58,896 
Full-Time Employees 175 
Part-Time Employees 12 
Number of Branch Offices 10 
Total Assets 476,468,642 

Compare Arizona Central Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Marisol CU Mesa 635 E Broadway Rd 85036 (602) 252-6831 No 0.55
Banner CU Main Office 2702 N 3rd St Ste 4010 85004 (602) 254-5291 No 2.02
U-haul CU U-Haul Credit Union 2700 N 3rd St Ste 1000-A 85036 (602) 263-6655 No 2.09
Southwest Health Care CU Southwest Healthcare CU 1640 W Thomas Rd 85015 (602) 274-7592 No 2.58
Shamrock Foods CU Shamrock Foods Federal Credit Union 2926 W Encanto Blvd 85009 (602) 477-6429 No 3.33

Arizona Central Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Arizona Central Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.80 5.61 6.16 4.50 6.01
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 402 457 459 205 342
Rank Among All Arizona Credit Unions 21 29 27 12 18

Arizona Central Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.03 0.05 0.10 0.72 0.52
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 130 143 134 221 225
Rank Among All Arizona Credit Unions 5 5 8 8 12
Arizona Central Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.8004,83010,650,115
All Other Unsecured Loans/Lines of Credit 12.8003,1547,832,452
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 5.25061511,977
New Vehicle Loans 5.6104,21396,672,615
Used Vehicle Loans 6.1607,51393,467,231
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.50038089,754,760
Total Other Real Estate Loans/Lines of Credit 6.01052815,278,828
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.6301,84911,383,549
TOTAL LOANS & LEASES 22,528325,551,527

Arizona Central Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 25133,841,03913625,581,642
    b. 15 Years or less 718,677,176254,829,620
    a. > 15 years 58,440,21113,800,000
    b. 15 Years or less 5238,701,449118,499,250
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 194,88500


Closed-End Fixed Rate 2266,992,425542,636,475
Closed-End Adjustable Rate 12,00200
Open-End Adjustable Rate 3018,284,401331,986,855
Open-End Fixed Rate 0000
TOTALS 908105,033,58826047,333,842


Interest Only & Payment Option 1st Mortgage Loans 194,8850
Interest Only & Payment Option Other RE/LOC Loans 3028,246,4031,986,855
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Arizona Central Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans Yes
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes