Arc Federal Credit Union

  • +1

A short history of Arc FCU

Since its inception in 1956 the Arc Federal Credit Union has been serving its members in the ALTOONA, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Victor Gioiosa, Jr., the Arc FCU has grown its membership to over 12,679 with assets of more than $82,016,732. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (814) 946-0857 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ALTOONA, PA.

General Information For Arc FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11304
Address 1919 7TH AVE 
State Pennsylvania 
Zip-Code 16602
Phone Number (814) 946-0857
Fax Number (814) 946-0903
Email Address:
CEO/President Victor Gioiosa, Jr.
Members 12,679 
Full-Time Employees 23 
Part-Time Employees
Number of Branch Offices
Total Assets 82,016,732 

Compare Arc Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Altoona Area Employees CU CREDIT UNION 908 PLEASANT VALLEY BLVD 16602 (814) 942-5431 No 0.97
American Pride CU American Pride CU 1431 Valley View Blvd 16602 (814) 946-3045 No 1.16
Blair County CU Blair County Federal Credit Union 3001 6th Ave 16602 (814) 944-2821 No 2.61
A.b. CU 871 30th St 871 30th St 16601 (814) 944-4025 No 2.75
Your Choice CU Main Office 109 Keystone St 16602 (814) 946-1294 No 3.37

Arc Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Arc Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.99 1.99 1.99 3.99 5.24
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 253 34 21 137 259
Rank Among All Pennsylvania Credit Unions 41 8 5 39 93

Arc Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.01 0.01 0.15 1.25 1.25
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 140 156 124 126 125
Rank Among All Pennsylvania Credit Unions 22 51 25 27 19
Arc Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9908531,529,801
All Other Unsecured Loans/Lines of Credit 10.9909153,306,963
Short-Term, Small Amount Loans (STS) (Federal CU Only) 18.000238,783
Non-Federally Guaranteed Student Loans 5.7502677,164,425
New Vehicle Loans 1.9901863,048,541
Used Vehicle Loans 1.9907767,953,575
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.99032217,934,849
Total Other Real Estate Loans/Lines of Credit 5.240561,172,691
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 8.99036241,474
TOTAL LOANS & LEASES 3,43442,361,102

Arc Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 695,613,279121,238,650
    b. 15 Years or less 22811,298,849251,652,255
    a. > 15 years 0000
    b. 15 Years or less 1323,3701323,370
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 24699,3512140,000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 26568,374265,200
Closed-End Adjustable Rate 13213,00900
Open-End Adjustable Rate 17391,308154,000
Open-End Fixed Rate 0000
TOTALS 37819,107,540433,473,475


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Arc Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes