Your Choice Federal Credit Union

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A short history of Your Choice FCU

Since its inception in 1957 the Your Choice Federal Credit Union has been serving its members in the ALTOONA, Pennsylvania area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Delores Lepore, the Your Choice FCU has grown its membership to over 1,662 with assets of more than $11,560,116. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (814) 946-1294 or email them at cballos@yourchoicefcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ALTOONA, PA.

General Information For Your Choice FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 11972
Address 109 KEYSTONE ST 
City ALTOONA 
State Pennsylvania 
Zip-Code 16602
Phone Number (814) 946-1294
Fax Number (814) 946-4084
Email Address: cballos@yourchoicefcu.com
CEO/President Delores Lepore
Members 1,662 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 11,560,116 
Website http://www.yourchoicefcu.com 

Compare Your Choice Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Altoona Area Employees CU CREDIT UNION 908 PLEASANT VALLEY BLVD 16602 (814) 942-5431 No 0.97
American Pride CU American Pride CU 1431 Valley View Blvd 16602 (814) 946-3045 No 1.16
Arc CU ARC Main Office 1919 7th Ave 16602 (814) 946-0857 No 1.94
Blair County CU Blair County Federal Credit Union 3001 6th Ave 16602 (814) 944-2821 No 2.61
A.b. CU 871 30th St 871 30th St 16601 (814) 944-4025 No 2.75

Your Choice Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Your Choice Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.49 3.00 5.00 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 83 92 268 229
Rank Among All Pennsylvania Credit Unions 39 26 26 88 87

Your Choice Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.10 N/A 0.15 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 129 N/A 324 N/A
Rank Among All Pennsylvania Credit Unions N/A 37 N/A 91 N/A
Your Choice Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.900260379,035
All Other Unsecured Loans/Lines of Credit 10.000226826,883
Short-Term, Small Amount Loans (STS) (Federal CU Only) 18.0004318,997
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.49034434,469
Used Vehicle Loans 3.00047509,037
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.00025759,692
Total Other Real Estate Loans/Lines of Credit 5.000539,914
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.00043,943
TOTAL LOANS & LEASES 6442,971,970

Your Choice Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 25759,6924141,217
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 539,91400
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 30799,6064141,217

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Your Choice Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes