Apl Federal Credit Union

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A short history of Apl FCU

Since its inception in 1954 the Apl Federal Credit Union has been serving its members in the Laurel, Maryland area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by James Deegan, the Apl FCU has grown its membership to over 20,704 with assets of more than $439,252,431. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (240) 228-5250 or email them at support@aplfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Laurel, MD.

General Information For Apl FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9475
Address P.O. Box 418 
City Laurel 
State Maryland 
Zip-Code 20725
Phone Number (240) 228-5250
Fax Number (240) 228-5771
Email Address: support@aplfcu.org
CEO/President James Deegan
Members 20,704 
Full-Time Employees 45 
Part-Time Employees
Number of Branch Offices
Total Assets 439,252,431 
Website http://www.aplfcu.org 

Compare Apl Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Tower CU Clarksville Branch 6030 Daybreak Cir Ste A100 20701 (301) 497-7000 No 0.84
Market Usa CU Laurel Branch 8871 Gorman Rd 20723 (301) 586-3400 No 2.66
W S S C CU WSSC FCU 14501 Sweitzer Ln 20707 (301) 206-8111 No 2.87
N A R C CU George Washington Carver Center 5601 Sunnyside Ave Bldg 1-1180 20705 (301) 474-0200 No 6.18
Greenbelt CU Greenbelt Federal Credit Union 112 Centerway 20770 (301) 474-5900 No 6.94

Apl Federal Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Apl Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.00 1.99 1.99 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 91 34 21 138 100
Rank Among All Maryland Credit Unions 3 5 3 18 12

Apl Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.15 0.30 0.30
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 124 302 259
Rank Among All Maryland Credit Unions N/A 21 21 40 24
Apl Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.0005,2178,988,178
All Other Unsecured Loans/Lines of Credit 8.0001,9972,108,474
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 1.9901,48332,033,278
Used Vehicle Loans 1.9902,47836,691,371
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.00033974,639,039
Total Other Real Estate Loans/Lines of Credit 4.0001,90259,310,135
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.3004891,009,464
TOTAL LOANS & LEASES 13,905214,779,939

Apl Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 15438,428,584216,319,970
    b. 15 Years or less 12518,387,247102,331,700
    a. > 15 years 113,656,0001248,500
    b. 15 Years or less 4814,155,09600
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 112,11200
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1943,764,372331,045,600
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1,70855,545,76380813,175,873
Open-End Fixed Rate 0000
TOTALS 2,241133,949,17487323,121,643


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Apl Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes