W S S C Federal Credit Union

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A short history of W S S C FCU

Since its inception in 1964 the W S S C Federal Credit Union has been serving its members in the LAUREL, Maryland area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jeffrey Goff, the W S S C FCU has grown its membership to over 4,542 with assets of more than $27,149,515. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (301) 206-8111 or email them at CREDITUNION@WSSCWATER.COM to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in LAUREL, MD.

General Information For W S S C FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 16268
Address P.O. BOX 1187 
City LAUREL 
State Maryland 
Zip-Code 20707
Phone Number (301) 206-8111
Fax Number (301) 206-8481
Email Address: CREDITUNION@WSSCWATER.COM
CEO/President Jeffrey Goff
Members 4,542 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 27,149,515 
Website http://WWW.WSSCFCU.ORG 

Compare W S S C Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Tower CU Clarksville Branch 6030 Daybreak Cir Ste A100 20701 (301) 497-7000 No 1.13
Market Usa CU Laurel Branch 8871 Gorman Rd 20723 (301) 586-3400 No 4.08
Apl CU Main Office 11050 Johns Hopkins Rd 20725 (240) 228-5250 No 4.44
N A R C CU George Washington Carver Center 5601 Sunnyside Ave Bldg 1-1180 20705 (301) 474-0200 No 5.28
Greenbelt CU Greenbelt Federal Credit Union 112 Centerway 20770 (301) 474-5900 No 6.62

W S S C Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


W S S C Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 13.39 3.85 4.95 N/A 4.35
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 468 257 318 N/A 146
Rank Among All Maryland Credit Unions 37 34 39 N/A 17

W S S C Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.15 N/A 0.75 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 119 N/A 215 N/A
Rank Among All Maryland Credit Unions 10 17 N/A 29 N/A
W S S C Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 13.390132130,312
All Other Unsecured Loans/Lines of Credit 10.0001,3284,166,020
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.8501763,534,691
Used Vehicle Loans 4.9504595,026,315
Total 1st Mortgage Real Estate Loans/Lines of Credit 0.00000
Total Other Real Estate Loans/Lines of Credit 4.350602,093,769
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.000931,506
TOTAL LOANS & LEASES 2,16414,982,613

W S S C Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 8136,01800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 481,827,5533096,786
Open-End Fixed Rate 4130,19812,500
TOTALS 602,093,7693199,286

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

W S S C Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes