Altonized Community Federal Credit Union

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A short history of Altonized Community FCU

Since its inception in 1939 the Altonized Community Federal Credit Union has been serving its members in the ALTON, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by JENNIFER SPANGLER, the Altonized Community FCU has grown its membership to over 5,603 with assets of more than $35,196,800. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (800) 421-4759 or email them at ALTONIZED@AOL.COM to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ALTON, IL.

General Information For Altonized Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3316
Address P.O. BOX 246 
City ALTON 
State Illinois 
Zip-Code 62002
Phone Number (800) 421-4759
Fax Number (618) 466-3871
Email Address: ALTONIZED@AOL.COM
CEO/President JENNIFER SPANGLER
Members 5,603 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 35,196,800 
Website http://ALTONIZEDFCU.ORG 

Compare Altonized Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
State Employees Community CU 4500 College Avenue 4500 College Ave 62002 (618) 465-5142 No 2.27
Alton Municipal Employees CU Alton municipal employees fcu 3212 College Ave 62002 (618) 462-8771 No 2.43
Electrogas CU Electrogas Credit Union 700 Oakwood Ave 62002 (618) 792-5989 No 2.67
B.e.a. CU BEA Credit Union 610 Texas Blvd 62010 (618) 377-3948 No 5.24
1st Midamerica CU East Alton Office 419 N Shamrock St 62024 (618) 258-3168 No 6.09

Altonized Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Altonized Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 2.99 2.99 4.25 4.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 145 91 174 132
Rank Among All Illinois Credit Unions 28 43 28 33 24

Altonized Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.10 N/A 1.07 N/A
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 129 N/A 159 N/A
Rank Among All Illinois Credit Unions 17 34 N/A 22 N/A
Altonized Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9008242,086,792
All Other Unsecured Loans/Lines of Credit 12.9004571,931,094
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.990811,642,215
Used Vehicle Loans 2.9906866,651,631
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2501243,658
Total Other Real Estate Loans/Lines of Credit 4.25036970,365
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 9.9001341,314,428
TOTAL LOANS & LEASES 2,21914,840,183

Altonized Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 1243,65800
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 13342,0674126,063
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 23628,298135,000
Open-End Fixed Rate 0000
TOTALS 371,214,0235161,063

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Altonized Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes