Access Community Credit Union

  • +1

A short history of Access Community CU

Since its inception in 1953 the Access Community Credit Union has been serving its members in the Amarillo, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Hays, the Access Community CU has grown its membership to over 11,257 with assets of more than $118,464,791. They have a main office and 3 branch offices. Please see the credit unions website or contact them by phone at (806) 353-9999 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Amarillo, TX.

General Information For Access Community CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 67178
Address PO Box 7407 
City Amarillo 
State Texas 
Zip-Code 79114
Phone Number (806) 353-9999
Fax Number (806) 353-2533
Email Address:
CEO/President John Hays
Members 11,257 
Full-Time Employees 37 
Part-Time Employees
Number of Branch Offices
Total Assets 118,464,791 

Compare Access Community Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
City CU CITY FEDERAL CREDIT UNION 901 S LINCOLN ST 79101 (806) 373-4313 No 1.24
Santa Fe CU Hillside Branch 7600 Hillside Rd 79105 (806) 373-0736 No 1.56
Texas Plains CU Floydada Branch 206 W California St 79235 (806) 983-3922 No 1.99
Intercorp CU Intercorp Credit Union 1100 SW 15th Ave 79102 (806) 371-7792 No 2.05
Amarillo Postal Employees CU AMARILLO POSTAL EMPLOYEES CREDIT UNION 2400 HOBBS RD 79109 (806) 354-2166 No 3.77

Access Community Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Access Community Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 7.49 2.99 2.99 4.25 4.20
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 63 145 91 174 126
Rank Among All Texas Credit Unions 9 51 38 49 22

Access Community Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.15 0.35 0.45 1.05 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 108 81 69 165 219
Rank Among All Texas Credit Unions 26 27 13 49 56
Access Community Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 7.4903,4263,721,987
All Other Unsecured Loans/Lines of Credit 10.9001,1381,923,721
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.99045712,427,118
Used Vehicle Loans 2.9903,40956,459,013
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.2506286,958
Total Other Real Estate Loans/Lines of Credit 4.20024915,601,864
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.2601291,200,785
TOTAL LOANS & LEASES 8,81491,621,446

Access Community Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 6286,95800
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 24915,601,864252,613,412
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 25515,888,822252,613,412


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Access Community Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes