City Federal Credit Union

  • +1

A short history of City FCU

Since its inception in 1948 the City Federal Credit Union has been serving its members in the AMARILLO, Texas area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Frank Frazzitta, the City FCU has grown its membership to over 2,626 with assets of more than $33,251,619. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (806) 373-4313 or email them at CFCU@CITYFEDERAL.ORG to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in AMARILLO, TX.

General Information For City FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 5665
Address 901 S LINCOLN ST 
State Texas 
Zip-Code 79101
Phone Number (806) 373-4313
Fax Number (806) 373-9120
CEO/President Frank Frazzitta
Members 2,626 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 33,251,619 

Compare City Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Texas Plains CU Floydada Branch 206 W California St 79235 (806) 983-3922 No 0.29
Santa Fe CU Hillside Branch 7600 Hillside Rd 79105 (806) 373-0736 No 0.43
Intercorp CU Intercorp Credit Union 1100 SW 15th Ave 79102 (806) 371-7792 No 0.69
Amarillo Postal Employees CU AMARILLO POSTAL EMPLOYEES CREDIT UNION 2400 HOBBS RD 79109 (806) 354-2166 No 2.69
Education CU Plum Creek Branch 5500 Plum Creek Dr. 79124 (806) 358-7777 No 2.82

City Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

City Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.99 2.00 14.00 6.00 5.21
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 410 35 805 373 256
Rank Among All Texas Credit Unions 90 10 247 110 51

City Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.35 N/A 1.25 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 81 N/A 126 243
Rank Among All Texas Credit Unions N/A 27 N/A 37 61
City Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.990424779,177
All Other Unsecured Loans/Lines of Credit 18.0005591,167,155
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.0004244,869,742
Used Vehicle Loans 14.0005396,120,317
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.000372,568,875
Total Other Real Estate Loans/Lines of Credit 5.210733,684,878
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.9901284,524,123
TOTAL LOANS & LEASES 2,18423,714,267

City Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 12618,199136,400
    a. > 15 years 0000
    b. 15 Years or less 241,859,8912506,240
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 190,78500


Closed-End Fixed Rate 733,684,878127,500
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 1106,253,7534570,140


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

City Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes