Acadia Federal Credit Union

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A short history of Acadia FCU

Since its inception in 1963 the Acadia Federal Credit Union has been serving its members in the Fort Kent, Maine area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by David Desjardins, the Acadia FCU has grown its membership to over 10,497 with assets of more than $157,665,888. They have a main office and 5 branch offices. Please see the credit unions website or contact them by phone at (207) 834-6167 or email them at to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Fort Kent, ME.

General Information For Acadia FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 15619
Address 9 East Main Street 
City Fort Kent 
State Maine 
Zip-Code 04743
Phone Number (207) 834-6167
Fax Number (207) 834-6190
Email Address:
CEO/President David Desjardins
Members 10,497 
Full-Time Employees 43 
Part-Time Employees
Number of Branch Offices
Total Assets 157,665,888 

Compare Acadia Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Norstate CU Presque Isle 738 Main St 04769 (207) 762-3811 No 23.31

Acadia Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Acadia Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 3.19 3.19 4.00 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 166 115 138 100
Rank Among All Maine Credit Unions 13 15 11 11 7

Acadia Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.10 0.25 0.40 0.65 0.65
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 116 95 76 234 205
Rank Among All Maine Credit Unions 6 4 6 25 23
Acadia Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.9001,0112,117,702
All Other Unsecured Loans/Lines of Credit 11.9001,0012,811,501
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.1903336,704,321
Used Vehicle Loans 3.1901,43516,294,489
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.0001,16768,285,649
Total Other Real Estate Loans/Lines of Credit 4.0001441,780,427
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 2.9401,02021,122,614
TOTAL LOANS & LEASES 6,111119,116,703

Acadia Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1216,757,0543170,400
    b. 15 Years or less 1062,969,80610289,500
    a. > 15 years 0000
    b. 15 Years or less 233,464,6805891,127
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 1815,729,7949492,534
Adjustable Rate > 1 yr 73649,364,315273,920,399


Closed-End Fixed Rate 17477,62110429,750
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 1271,302,8064140,000
Open-End Fixed Rate 0000
TOTALS 1,31170,066,076686,333,710


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Acadia Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes