Wyhy Federal Credit Union

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A short history of Wyhy FCU

Since its inception in 1953 the Wyhy Federal Credit Union has been serving its members in the CHEYENNE, Wyoming area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by William Willingham III, the Wyhy FCU has grown its membership to over 14,108 with assets of more than $215,468,562. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (307) 638-4200 or email them at memberservices@wyhy.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in CHEYENNE, WY.

General Information For Wyhy FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 9094
Address P.O. BOX 20050 
State Wyoming 
Zip-Code 82003
Phone Number (307) 638-4200
Fax Number (307) 638-4201
Email Address: memberservices@wyhy.org
CEO/President William Willingham III
Members 14,108 
Full-Time Employees 47 
Part-Time Employees
Number of Branch Offices
Total Assets 215,468,562 
Website http://www.wyhy.org 

Compare Wyhy Federal Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Shyann CU Shyann Federal Credit Union 308 W 21st St Ste 114 82003 (307) 632-1226 No 0.27
Unified People's CU Main-414 E 18th St 414 E 18th St 82001 (307) 632-1476 No 0.37
Blue CU Old Town - Fort Collins 136 W Mountain Ave 82003 (307) 432-5400 No 1.33
Cheyenne-laramie County Employees CU Cheyenne-Laramie County Employees Federal Credit Union 4523 Driftwood Dr 82009 (307) 638-6476 No 1.94
First Cheyenne CU Main 3485 Converse Ave 82003 (307) 632-8111 No 2.12

Wyhy Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Wyhy Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.90 3.00 2.50 3.00 5.25
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 243 146 52 26 260
Rank Among All Wyoming Credit Unions 9 8 2 1 8

Wyhy Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 2.01 0.05 0.55 1.10 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 19 143 55 152 271
Rank Among All Wyoming Credit Unions 1 9 1 6 17
Wyhy Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.9001,8685,091,692
All Other Unsecured Loans/Lines of Credit 9.0002,6303,952,548
Short-Term, Small Amount Loans (STS) (Federal CU Only) 28.00021,040
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.00073820,757,690
Used Vehicle Loans 2.5003,63860,054,299
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.00046446,416,860
Total Other Real Estate Loans/Lines of Credit 5.25066720,337,847
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 5.0001,68329,863,698
TOTAL LOANS & LEASES 11,690186,475,674

Wyhy Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 7010,949,04581,980,169
    b. 15 Years or less 39435,467,815313,044,214
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 1003,067,02719644,173
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 56717,270,82038782,330
Open-End Fixed Rate 0000
TOTALS 1,13166,754,707966,450,886


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 445,2100
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Wyhy Federal Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes