Windsor Locks Federal Credit Union

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A short history of Windsor Locks FCU

Since its inception in 1940 the Windsor Locks Federal Credit Union has been serving its members in the WINDSOR LOCKS, Connecticut area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by John Franco, Jr, the Windsor Locks FCU has grown its membership to over 4,298 with assets of more than $60,155,823. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (860) 292-2940 or email them at memberservices@wlfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WINDSOR LOCKS, CT.

General Information For Windsor Locks FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 3757
Address 516 SPRING ST 
City WINDSOR LOCKS 
State Connecticut 
Zip-Code 06096
Phone Number (860) 292-2940
Fax Number (860) 623-3031
Email Address: memberservices@wlfcu.com
CEO/President John Franco, Jr
Members 4,298 
Full-Time Employees 16 
Part-Time Employees
Number of Branch Offices
Total Assets 60,155,823 
Website http://www.wlfcu.com 

Compare Windsor Locks Federal Credit Union To Other Local Credit Unions


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Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
360 CU Enfield Branch 385 Enfield St 06082 (860) 627-4246 No 0.81
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Tobacco Valley Teachers CU Tobacco Valley Teachers FCU 182 South Rd 06082 (860) 253-4780 No 5.24
Enfield Community CU Northwest Hills Credit Union 339 N Elm St 06790 (860) 496-7326 No 6.30
Kief Protective Mutual Benefit Ass. CU The Wilton 45 Wintonbury Ave 06002 (860) 242-3700 No 7.45

Windsor Locks Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Windsor Locks Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 2.50 2.50 3.25 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 84 52 44 100
Rank Among All Connecticut Credit Unions N/A 15 7 3 12

Windsor Locks Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 0.10 0.40 0.40
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 134 284 243
Rank Among All Connecticut Credit Unions 10 15 20 29 24
Windsor Locks Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 8.490447896,144
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.50021363,183
Used Vehicle Loans 2.5003312,895,354
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.25021622,356,403
Total Other Real Estate Loans/Lines of Credit 4.0002399,619,693
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.25058621,188
TOTAL LOANS & LEASES 1,31236,751,965

Windsor Locks Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 455,680,86300
    b. 15 Years or less 15714,697,55391,257,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 5340,14900
Adjustable Rate > 1 yr 91,637,8381180,000

OTHER REAL ESTATE

Closed-End Fixed Rate 1314,351,22615681,782
Closed-End Adjustable Rate 22650,21900
Open-End Adjustable Rate 864,618,2489858,000
Open-End Fixed Rate 0000
TOTALS 45531,976,096342,976,782

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 864,618,248858,000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Windsor Locks Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay No
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes