Enfield Community Federal Credit Union

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A short history of Enfield Community FCU

Since its inception in 1936 the Enfield Community Federal Credit Union has been serving its members in the Enfield, Connecticut area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by William Hagist, the Enfield Community FCU has grown its membership to over 3,769 with assets of more than $29,867,004. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (860) 253-5100 or email them at info@enfieldcommunityfcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Enfield, CT.

General Information For Enfield Community FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1729
Address 11 Cranbrook Blvd 
City Enfield 
State Connecticut 
Zip-Code 06082
Phone Number (860) 253-5100
Fax Number (860) 253-5103
Email Address: info@enfieldcommunityfcu.org
CEO/President William Hagist
Members 3,769 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 29,867,004 
Website http://www.enfieldcommunityfcu.org 

Compare Enfield Community Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Tobacco Valley Teachers CU Tobacco Valley Teachers FCU 182 South Rd 06082 (860) 253-4780 No 1.35
C S P Employees CU CSP Employees Federal Credit Union 285 Shaker Rd 06072 (860) 763-3591 No 2.62
Premier Source CU Cottage Street Branch 254 COTTAGE ST 01104 (413) 731-8200 No 6.55
Windsor Locks CU Windsor Locks FCU 516 Spring St 06096 (860) 292-2940 No 6.60
360 CU Enfield Branch 385 Enfield St 06082 (860) 627-4246 No 7.03

Enfield Community Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Enfield Community Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 11.90 3.00 4.25 3.12 4.50
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 406 146 231 36 168
Rank Among All Connecticut Credit Unions 21 24 28 2 28

Enfield Community Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.10 0.15 0.15
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 134 324 276
Rank Among All Connecticut Credit Unions N/A 15 20 41 31
Enfield Community Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 11.900442783,259
All Other Unsecured Loans/Lines of Credit 10.5002711,026,375
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.00032452,061
Used Vehicle Loans 4.2506154,642,032
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.1203423,771
Total Other Real Estate Loans/Lines of Credit 4.5001446,078,746
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.50027194,451
TOTAL LOANS & LEASES 1,53413,600,695

Enfield Community Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 2340,75600
    b. 15 Years or less 183,01500
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000

OTHER REAL ESTATE

Closed-End Fixed Rate 894,390,5585307,000
Closed-End Adjustable Rate 6141,60200
Open-End Adjustable Rate 491,546,586368,524
Open-End Fixed Rate 0000
TOTALS 1476,502,5178375,524

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 491,546,58668,524
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Enfield Community Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes