Western Illinois Credit Union

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A short history of Western Illinois CU

Since its inception in 1959 the Western Illinois Credit Union has been serving its members in the MACOMB, Illinois area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Darin Higgins, the Western Illinois CU has grown its membership to over 3,120 with assets of more than $24,506,648. They have a main office and 1 branch offices. Please see the credit unions website or contact them by phone at (309) 298-2986 or email them at dnewman@terrafirmainc.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in MACOMB, IL.

General Information For Western Illinois CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60519
Address 322 W UNIVERSITY DR 
State Illinois 
Zip-Code 61455
Phone Number (309) 298-2986
Fax Number (309) 298-2975
Email Address: dnewman@terrafirmainc.net
CEO/President Darin Higgins
Members 3,120 
Full-Time Employees
Part-Time Employees
Number of Branch Offices
Total Assets 24,506,648 
Website http://www.wicu.org 

Compare Western Illinois Credit Union To Other Local Credit Unions

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Western Illinois Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Western Illinois Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 10.90 2.45 2.87 4.22 3.35
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 332 77 80 171 44
Rank Among All Illinois Credit Unions 40 22 24 31 7

Western Illinois Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.05 N/A 0.28 0.34
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 143 N/A 304 253
Rank Among All Illinois Credit Unions 20 39 N/A 56 37
Western Illinois Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 10.900145138,656
All Other Unsecured Loans/Lines of Credit 11.5903552,126,500
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 2.4501653,683,945
Used Vehicle Loans 2.87088211,523,166
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.22019738,011
Total Other Real Estate Loans/Lines of Credit 3.350128,018
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.32036337,863
TOTAL LOANS & LEASES 1,60318,576,159

Western Illinois Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 19738,01100
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 128,01800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 20766,02900


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Western Illinois Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit No
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes