Western Heritage Credit Union

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A short history of Western Heritage CU

Since its inception in 1936 the Western Heritage Credit Union has been serving its members in the ALLIANCE, Nebraska area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jennifer Zanassi, the Western Heritage CU has grown its membership to over 11,227 with assets of more than $73,329,140. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (308) 762-5702 or email them at whcu@bbc.net to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in ALLIANCE, NE.

General Information For Western Heritage CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 60398
Address PO BOX 697 
State Nebraska 
Zip-Code 69301
Phone Number (308) 762-5702
Fax Number (308) 762-3923
Email Address: whcu@bbc.net
CEO/President Jennifer Zanassi
Members 11,227 
Full-Time Employees 20 
Part-Time Employees 10 
Number of Branch Offices
Total Assets 73,329,140 
Website http://www.whcu.com 

Compare Western Heritage Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Hemingford Community CU CORPORATE OFFICE 801 BOX BUTTE AVE 69348 (308) 487-5578 No 8.36
Consumers Cooperative CU Consumers Cooperative FCU 217 Toluca Ave 69301 (308) 762-1871 No 16.94
Box Butte Public Employees CU MAIN OFFICE 504 W 3RD ST 69301 (308) 762-4725 No 16.97

Western Heritage Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Western Heritage Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 9.30 4.75 4.75 4.50 5.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 183 369 296 205 229
Rank Among All Nebraska Credit Unions 10 39 24 27 22

Western Heritage Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.20 1.10 1.10
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 114 152 145
Rank Among All Nebraska Credit Unions N/A 16 7 10 6
Western Heritage Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 9.3009341,667,996
All Other Unsecured Loans/Lines of Credit 12.0001,1462,426,426
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.7501042,079,090
Used Vehicle Loans 4.7502,42824,912,527
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.5001326,307,650
Total Other Real Estate Loans/Lines of Credit 5.0001562,359,291
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.75049410,680,863
TOTAL LOANS & LEASES 5,39450,433,843

Western Heritage Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 14635,75600
    b. 15 Years or less 1054,573,76700
    a. > 15 years 131,098,12700
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 31419,40800
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 741,007,30800
Open-End Fixed Rate 51932,57500
TOTALS 2888,666,94100


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Western Heritage Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending Yes
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs No
Home Banking Via Internet Website Yes