Western Cooperative Credit Union

  • +1

A short history of Western Cooperative CU

Since its inception in 1938 the Western Cooperative Credit Union has been serving its members in the Williston, North Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Melanie Stillwell, the Western Cooperative CU has grown its membership to over 19,185 with assets of more than $322,270,498. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (701) 572-4000 or email them at member@wccu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Williston, ND.

General Information For Western Cooperative CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 61758
Address PO Box 2237 
City Williston 
State North Dakota 
Zip-Code 58802
Phone Number (701) 572-4000
Fax Number (701) 572-5897
Email Address: member@wccu.org
CEO/President Melanie Stillwell
Members 19,185 
Full-Time Employees 88 
Part-Time Employees 12 
Number of Branch Offices
Total Assets 322,270,498 
Website http://www.wccu.org 

Compare Western Cooperative Credit Union To Other Local Credit Unions

Credit Union Name
Branch Name
Zip Code
Phone Number
ATM Access
Distance (Miles)
Dakota West CU Dakota West Credit Union Turtle Lake Branch 118 Main St 58575 (701) 448-9220 No 27.95

Western Cooperative Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Western Cooperative Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate N/A 3.20 3.55 5.14 5.98
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions N/A 168 153 285 338
Rank Among All North Dakota Credit Unions N/A 12 10 15 16

Western Cooperative Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 0.05 0.25 0.20
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 142 310 271
Rank Among All North Dakota Credit Unions N/A 16 12 22 20
Western Cooperative Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 0.00000
All Other Unsecured Loans/Lines of Credit 6.1908703,145,544
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.20070516,244,850
Used Vehicle Loans 3.5502,65538,210,659
Total 1st Mortgage Real Estate Loans/Lines of Credit 5.14017852,829,790
Total Other Real Estate Loans/Lines of Credit 5.9802017,696,846
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 4.4602,31271,197,711
TOTAL LOANS & LEASES 6,921189,325,400

Western Cooperative Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 8826,043,812164,458,673
    b. 15 Years or less 618,011,5716488,783
    a. > 15 years 0000
    b. 15 Years or less 76,108,51900
Other Fixed Rate 32,166,3401101,500
Adjustable Rate 1 yr or less 141,772,86300
Adjustable Rate > 1 yr 58,726,68500


Closed-End Fixed Rate 1576,099,80115654,223
Closed-End Adjustable Rate 120,240120,240
Open-End Adjustable Rate 431,576,805188,073
Open-End Fixed Rate 0000
TOTALS 37960,526,636405,811,492


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Western Cooperative Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes