Dakota West Credit Union

A short history of Dakota West CU

Since its inception in 1941 the Dakota West Credit Union has been serving its members in the WATFORD CITY, North Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jeff Meyer, the Dakota West CU has grown its membership to over 7,641 with assets of more than $244,035,282. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (701) 444-6484 or email them at dwcu@ruggedwest.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WATFORD CITY, ND.

General Information For Dakota West CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Compare Dakota West Credit Union To Other Local Credit Unions

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Dakota West Credit Union Financial Performance Charts

Financial Data

Dakota West Credit Union Lowest Loan Rates With State and USA Rankings

	Unsecured Credit Card	New Car Loans	Used Car Loans	1st Mortgage Loans	Other Real Estate
Rate	6.90	4.25	5.25	6.00	N/A
Mean Rate For All USA Based Credit Unions	10.56	3.72	5.00	4.48	4.95
Rank Among All USA Credit Unions	43	311	356	373	N/A
Rank Among All North Dakota Credit Unions	2	21	22	17	N/A

Dakota West Credit Union Highest Deposit Rates With State and USA Rankings

	Checking	Regular Savings	Money Market	Certificates of Deposits	IRA/KEOGH
Rate	N/A	0.05	N/A	0.96	0.50
Mean Rate For All USA Based Credit Unions	0.19	0.26	0.29	0.73	0.66
Rank Among All USA Credit Unions	N/A	143	N/A	181	227
Rank Among All North Dakota Credit Unions	N/A	16	N/A	10	16

Dakota West Credit Union Loans and Leases

Interest Rate

Number of Loans

Amount

Unsecured Credit Card Loans	6.900	465	831,966
All Other Unsecured Loans/Lines of Credit	12.900	160	865,717
Short-Term, Small Amount Loans (STS) (Federal CU Only)	0.000	0	0
Non-Federally Guaranteed Student Loans	0.000	0	0
New Vehicle Loans	4.250	80	1,598,226
Used Vehicle Loans	5.250	451	5,634,392
Total 1st Mortgage Real Estate Loans/Lines of Credit	6.000	417	83,762,561
Total Other Real Estate Loans/Lines of Credit	0.000	0	0
Leases Receivable	0.000	0	0
Total All Other Loans/Lines of Credit	6.000	4,845	41,316,642
TOTAL LOANS & LEASES		6,418	134,009,504

Dakota West Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding

Amt of Loans Outstanding

No. of Loans Granted Year- to-Date

Amount Granted Year-To-Date

Fixed Rate
a. > 15 years	0	0	0	0
b. 15 Years or less	0	0	0	0
Balloon/Hybrid
a. > 15 years	0	0	0	0
b. 15 Years or less	146	12,948,365	17	1,867,633
Other Fixed Rate	6	1,272,307	1	210,400
Adjustable Rate 1 yr or less	69	24,329,392	4	924,123
Adjustable Rate > 1 yr	196	45,212,497	11	7,128,693

OTHER REAL ESTATE

Closed-End Fixed Rate	0	0	0	0
Closed-End Adjustable Rate	0	0	0	0
Open-End Adjustable Rate	0	0	0	0
Open-End Fixed Rate	0	0	0	0
TOTALS	417	83,762,561	33	10,130,849

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans	0	0		0
Interest Only & Payment Option Other RE/LOC Loans	0	0		0
REVERSE MORTGAGES
a. Federally Insured Home Equity Conversion Mortgage (HECM)	0	0	0	0
b. Proprietary Reverse Mortgage Products	0	0	0	0

Dakota West Credit Union Member Offerings

First Time Homebuyer Program	Yes
Real Estate Loans	Yes
Pay Day Lending	No
Share Secured Credit Cards	Yes
Overdraft Protection/Courtesy Pay	Yes
Overdraft Lines of Credit	Yes
ATM/Debit Card Program	Yes
Interest Only and Payment Option 1st Mortgage Loans	No
Check Cashing	Yes
Money Orders	Yes
No Surcharge ATMs	Yes
Home Banking Via Internet Website	Yes