Dakota West Credit Union

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A short history of Dakota West CU

Since its inception in 1941 the Dakota West Credit Union has been serving its members in the WATFORD CITY, North Dakota area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Jeff Meyer, the Dakota West CU has grown its membership to over 7,641 with assets of more than $244,035,282. They have a main office and 8 branch offices. Please see the credit unions website or contact them by phone at (701) 444-6484 or email them at dwcu@ruggedwest.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in WATFORD CITY, ND.

General Information For Dakota West CU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 62380
Address PO BOX 1496 
State North Dakota 
Zip-Code 58854
Phone Number (701) 444-6484
Fax Number (701) 444-3829
Email Address: dwcu@ruggedwest.com
CEO/President Jeff Meyer
Members 7,641 
Full-Time Employees 55 
Part-Time Employees
Number of Branch Offices
Total Assets 244,035,282 
Website http://www.dakotawestcu.com 

Compare Dakota West Credit Union To Other Local Credit Unions

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Dakota West Credit Union Financial Performance Charts

Performance Charts

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Financial Data

Dakota West Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 6.90 4.25 5.25 6.00 N/A
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 43 311 356 373 N/A
Rank Among All North Dakota Credit Unions 2 21 22 17 N/A

Dakota West Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate N/A 0.05 N/A 0.96 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions N/A 143 N/A 181 227
Rank Among All North Dakota Credit Unions N/A 16 N/A 10 16
Dakota West Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 6.900465831,966
All Other Unsecured Loans/Lines of Credit 12.900160865,717
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 4.250801,598,226
Used Vehicle Loans 5.2504515,634,392
Total 1st Mortgage Real Estate Loans/Lines of Credit 6.00041783,762,561
Total Other Real Estate Loans/Lines of Credit 0.00000
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 6.0004,84541,316,642
TOTAL LOANS & LEASES 6,418134,009,504

Dakota West Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 0000
    b. 15 Years or less 0000
    a. > 15 years 0000
    b. 15 Years or less 14612,948,365171,867,633
Other Fixed Rate 61,272,3071210,400
Adjustable Rate 1 yr or less 6924,329,3924924,123
Adjustable Rate > 1 yr 19645,212,497117,128,693


Closed-End Fixed Rate 0000
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 0000
Open-End Fixed Rate 0000
TOTALS 41783,762,5613310,130,849


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Dakota West Credit Union Member Offerings
First Time Homebuyer Program Yes
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders Yes
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes