Wepawaug-flagg Federal Credit Union

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A short history of Wepawaug-flagg FCU

Since its inception in 1936 the Wepawaug-flagg Federal Credit Union has been serving its members in the HAMDEN, Connecticut area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Michael Hinchey, the Wepawaug-flagg FCU has grown its membership to over 12,872 with assets of more than $117,516,834. They have a main office and 4 branch offices. Please see the credit unions website or contact them by phone at (203) 288-1695 or email them at generalinfo@wffcu.org to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in HAMDEN, CT.

General Information For Wepawaug-flagg FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 1309
Address 105 SANFORD ST 
State Connecticut 
Zip-Code 06514
Phone Number (203) 288-1695
Fax Number (203) 230-9435
Email Address: generalinfo@wffcu.org
CEO/President Michael Hinchey
Members 12,872 
Full-Time Employees 23 
Part-Time Employees
Number of Branch Offices
Total Assets 117,516,834 
Website http://www.wffcu.org 

Compare Wepawaug-flagg Federal Credit Union To Other Local Credit Unions

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Zip Code
Phone Number
ATM Access
Distance (Miles)
Science Park CU Science Park Federal 2 Amity Rd 06515 (203) 786-5885 No 3.17
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Connex CU Branford Branch 620 W Main St 06405 (203) 603-5818 No 4.13
Healthcare Financial CU Office 20 York St 06510 (203) 688-2350 No 4.64
New Haven Teachers CU New Haven Teachers FCU Main Office 90 Hamilton St 06510 (203) 865-4334 No 4.67

Wepawaug-flagg Federal Credit Union Financial Performance Charts

Performance Charts

Website Image

Financial Data

Wepawaug-flagg Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.90 3.25 3.50 3.50 4.00
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 151 174 147 72 100
Rank Among All Connecticut Credit Unions 3 28 18 7 12

Wepawaug-flagg Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 0.05 0.12 0.40 0.60 0.50
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 125 124 76 240 227
Rank Among All Connecticut Credit Unions 10 12 6 20 22
Wepawaug-flagg Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.9002,0193,191,581
All Other Unsecured Loans/Lines of Credit 10.9001,0152,680,393
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 0.00000
New Vehicle Loans 3.25054870,017
Used Vehicle Loans 3.5005254,932,123
Total 1st Mortgage Real Estate Loans/Lines of Credit 3.50017012,381,105
Total Other Real Estate Loans/Lines of Credit 4.00046114,258,709
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 3.000583,838,449
TOTAL LOANS & LEASES 4,30242,152,377

Wepawaug-flagg Federal Credit Union Real Estate Loans and Lines of Credit


No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 121,627,13700
    b. 15 Years or less 15810,753,968201,462,137
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 0000


Closed-End Fixed Rate 2085,433,94517779,859
Closed-End Adjustable Rate 17629,46800
Open-End Adjustable Rate 2368,195,296201,702,400
Open-End Fixed Rate 0000
TOTALS 63126,639,814573,944,396


Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 2358,098,6000
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Wepawaug-flagg Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards Yes
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing Yes
Money Orders No
No Surcharge ATMs Yes
Home Banking Via Internet Website Yes