Waterbury Connecticut Teacher Federal Credit Union

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A short history of Waterbury Connecticut Teacher FCU

Since its inception in 1934 the Waterbury Connecticut Teacher Federal Credit Union has been serving its members in the Waterbury, Connecticut area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages. Currently led by Susan Rees-Enis, the Waterbury Connecticut Teacher FCU has grown its membership to over 18,380 with assets of more than $238,122,555. They have a main office and 2 branch offices. Please see the credit unions website or contact them by phone at (203) 758-9500 or email them at info@wctfcu.com to get exact details . There are many other credit unions in the local area. See them all here. Credit Unions in Waterbury, CT.

General Information For Waterbury Connecticut Teacher FCU was taken from their 6/30/2017 quarterly report, which is the most current available public information.

Charter Number 22
Address P.O. Box 2121 
City Waterbury 
State Connecticut 
Zip-Code 06722
Phone Number (203) 758-9500
Fax Number (203) 758-8514
Email Address: info@wctfcu.com
CEO/President Susan Rees-Enis
Members 18,380 
Full-Time Employees 30 
Part-Time Employees
Number of Branch Offices
Total Assets 238,122,555 
Website http://www.wctfcu.com 

Compare Waterbury Connecticut Teacher Federal Credit Union To Other Local Credit Unions


Credit Union Name
Branch Name
Address
Zip Code
Phone Number
ATM Access
Distance (Miles)
Greater Waterbury Healthcare CU Greater Waterbury healthcare FCU 64 Robbins St 06708 (203) 573-6227 No 0.36
Waterbury Postal Employees CU WATERBURY POSTAL EMPLOYEES FCU 135 Grand St Rm 209 06702 (203) 756-2891 No 0.59
Waterbury Police CU Waterbury Police FCU 255 E Main St 06720 (203) 757-6775 No 0.83
Fd Community CU Meriden Rd 281 Meriden Rd 06705 (203) 346-6185 No 0.90
Skyline Financial CU Main Office 3528 E Main St 06705 (203) 755-2030 No 2.89

Waterbury Connecticut Teacher Federal Credit Union Financial Performance Charts


Performance Charts

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Financial Data


Waterbury Connecticut Teacher Federal Credit Union Lowest Loan Rates With State and USA Rankings

Unsecured Credit Card New Car Loans Used Car Loans 1st Mortgage Loans Other Real Estate
Rate 8.50 1.74 1.74 4.18 3.75
Mean Rate For All USA Based Credit Unions 10.56 3.72 5.00 4.48 4.95
Rank Among All USA Credit Unions 122 18 10 167 74
Rank Among All Connecticut Credit Unions 2 1 1 21 7

Waterbury Connecticut Teacher Federal Credit Union Highest Deposit Rates With State and USA Rankings

Checking Regular Savings Money Market Certificates of Deposits IRA/KEOGH
Rate 1.10 0.20 0.30 0.55 0.55
Mean Rate For All USA Based Credit Unions 0.19 0.26 0.29 0.73 0.66
Rank Among All USA Credit Unions 34 108 97 251 219
Rank Among All Connecticut Credit Unions 1 10 10 21 20
Waterbury Connecticut Teacher Federal Credit Union Loans and Leases

Interest Rate Number of Loans Amount
Unsecured Credit Card Loans 8.5007,39817,243,042
All Other Unsecured Loans/Lines of Credit 7.4901,70716,973,639
Short-Term, Small Amount Loans (STS) (Federal CU Only) 0.00000
Non-Federally Guaranteed Student Loans 4.0005657,649,951
New Vehicle Loans 1.74066711,109,764
Used Vehicle Loans 1.7403,05135,546,836
Total 1st Mortgage Real Estate Loans/Lines of Credit 4.180486,525,036
Total Other Real Estate Loans/Lines of Credit 3.7501,58969,624,141
Leases Receivable 0.00000
Total All Other Loans/Lines of Credit 7.7401491,406,246
TOTAL LOANS & LEASES 15,174166,078,655

Waterbury Connecticut Teacher Federal Credit Union Real Estate Loans and Lines of Credit

REAL STATE LOANS FIRST MORTGAGE

No. of Loans Outstanding Amt of Loans Outstanding No. of Loans Granted Year- to-Date Amount Granted Year-To-Date
Fixed Rate
    a. > 15 years 1162,82800
    b. 15 Years or less 333,740,5671200,000
Balloon/Hybrid
    a. > 15 years 0000
    b. 15 Years or less 0000
Other Fixed Rate 0000
Adjustable Rate 1 yr or less 0000
Adjustable Rate > 1 yr 142,621,6412382,204

OTHER REAL ESTATE

Closed-End Fixed Rate 80744,364,050625,662,531
Closed-End Adjustable Rate 0000
Open-End Adjustable Rate 78225,260,091503,538,500
Open-End Fixed Rate 0000
TOTALS 1,63776,149,1771159,783,235

MISCELLANEOUS REAL ESTATE LOANS/LINES OF CREDIT INFORMATION

Interest Only & Payment Option 1st Mortgage Loans 000
Interest Only & Payment Option Other RE/LOC Loans 000
REVERSE MORTGAGES
    a. Federally Insured Home Equity Conversion Mortgage (HECM) 0000
    b. Proprietary Reverse Mortgage Products 0000

Waterbury Connecticut Teacher Federal Credit Union Member Offerings
First Time Homebuyer Program No
Real Estate Loans Yes
Pay Day Lending No
Share Secured Credit Cards No
Overdraft Protection/Courtesy Pay Yes
Overdraft Lines of Credit Yes
ATM/Debit Card Program Yes
Interest Only and Payment Option 1st Mortgage Loans No
Check Cashing No
Money Orders No
No Surcharge ATMs No
Home Banking Via Internet Website Yes